Riverview Credit Union

403 Main Street
Belpre, OH 45714
www.riverviewcu.com

NCUA

OverView
Rates
Health
Reviews

Riverview Credit Union is headquartered in Belpre and is the 91^st largest credit union in the state of Ohio. It is also the 2,208^th largest credit union in the nation. It was established in 1968 and as of December of 2012, it had grown to 19 employees and 6,750 members. Riverview Credit Union has a 5-star health rating.

6.17% 10-Month CD at an Ohio CU (Riverview) - 7/24/2007

Riverview Credit Union is offering a special 6.17% APY 10-month certificate. The minimum deposit is $1,000.Membership is open to those who live, work, worship or attend school in Washington County, Ohio. You can also be eligible via Select Employer...

Report an Issue

See Rates for: Checking | Savings | Money Market | CD | IRA

Riverview Credit Union Checking Account Rates

	Apy	Min	Max	Product
	0.05%	-	-	Share Draft Account

Riverview Credit Union Savings Account Rates

	Apy	Min	Max	Product
	0.10%	$25k	-	Share Account

Riverview Credit Union Money Market Rates

	Apy	Min	Max	Product
	0.50%	$50k	-	Share Plus Money Market Account

Riverview Credit Union CD Rates

Apy	Min	Max	Product
0.75%	$1k	-	24 Month CD
0.40%	$1k	-	12 Month CD
0.20%	$1k	-	6 Month CD

Riverview Credit Union IRA Rates

Apy	Min	Max	Product
0.75%	$1k	-	2 Year IRA
0.40%	$1k	-	1 Year IRA

Rates updated: 5/18/2013

Data for Q4 2012

Institution Statistics

RIVERVIEW
NCUA #	62413
BankRate Report	View
Year Chartered	1968
Employees	19
Primary Regulator
Assets and Liabilities
Assets	$52.78 million
Loans	$15.49 million
Deposits	$43.89 million
Equity Capital	$8.44 million
Loan Loss Allowance	$174,000
Unbacked Noncurrent Loans	$395,000
Historic Data - December 2011
Assets	$48.28 million
Equity Capital	$8.37 million
Loan Loss Allowance	$197,000
Unbacked Noncurrent Loans	$310,000
Profit Margin - Quarterly
Net Interest Margin	6.44%
Return on Assets	0.15%
Return on Equity	0.91%
Interest Income	$1.47 million
Non-Interest Income	$842,000

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Riverview Credit Union had $395,000 in non-current loans and owned real-estate with $8.62 million in equity and loan loss allowances on hand to cover it. This gives Riverview Credit Union a Texas Ratio of 4.58% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Riverview Credit Union held steady from 3.62% as of December 31, 2011 to 4.58% as of December 31, 2012, resulting in a negative change of 26.62%. This indicates that the balance sheet and financial strength for Riverview Credit Union has held steady in recent periods.
Deposit Growth
In the past year, Riverview Credit Union has increased its total deposits by $4.4 million, resulting in 11.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Riverview Credit Union has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Riverview Credit Union has $52.78 million in assets with $8.62 million in equity, resulting in a capitalization level of 16.32%, which is excellent.