San Diego Private Bank is headquartered in Coronado and is the 112st largest bank in the state of California. It is also the 1,920th largest bank in the nation. It was established in 2006 and as of March of 2014, it had grown to 61 employees at 4 locations. San Diego Private Bank has a A+ health rating.
I HAD AN APPOINTMENT GIVEN TO ME BY THE SENIOR VP OF BUSINESS BANKING. HE WAS CONTACTED BY THE RECEPTIONIST ABOUT MY PRESENCE AND HE INFORMED ME THAT HE WILL BE AT THE BANK IN 5 MINUTES. I WAITED 30 MINUTES AND CALLED HIM ON HIS CELL WHICH HE NEVER ANSWERED MY CALL. I WALKED OUT AFTER 40 MINUTES WAITING.
WHEN A BANKER SETS AN APPOINTMENT HE SHOULD KEEP OR AT LEAST CALL TO SATE HE WILL BE LATE.
I WILL NEVER OPEN AN ACCOUNT WITH THIS BANK.
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 San Diego Private Bank had $711,000 in non-current loans and owned real-estate with $51.44 million in equity and loan loss allowances on hand to cover it. This gives San Diego Private Bank a Texas Ratio of 1.38% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
In the past year, San Diego Private Bank has increased its total deposits by $151.06 million, resulting in 117.82% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth San Diego Private Bank has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. San Diego Private Bank has $342.75 million in assets with $51.44 million in equity, resulting in a capitalization level of 15.01%, which is excellent.
|FDIC Certificate #||58291|
|Assets and Liabilities|
|Equity Capital||$49.22 million|
|Loan Loss Allowance||$2.22 million|
|Unbacked Noncurrent Loans||$711,000|
|Real Estate Owned||$0|
|Historic Data - March 2013|
|Equity Capital||$29.12 million|
|Loan Loss Allowance||$1.33 million|
|Real Estate Owned||$0|
|Profit Margin - Quarterly|
|Net Interest Margin||4.07%|
|Return on Assets||0.57%|
|Return on Equity||3.87%|
|Interest Income||$3.46 million|
Always verify rates and promotions with the bank or credit union. We are not San Diego Private Bank, we are a rate comparison website and can not provide official rates or promotions.
|0.35%||$500k||-||Personal Money Market|
|0.35%||$100k||-||Personal Premier Money Market|
|0.35%||$500k||-||Business Money Market|
|0.35%||$100k||-||Premier Business Money Market|
|0.20%||$25k||-||Private Checking Plus|
|0.20%||$25k||-||Premier Checking Plus|
|0.20%||$25k||-||Business Interest Checking|
|1.11%||$1k||-||5 Year CD|
|1.01%||$1k||-||4 Year CD|
|0.95%||$100k||-||5 Year Jumbo CD|
|0.80%||$1k||-||3 Month CD|
|0.80%||$100k||-||4 Year Jumbo CD|
|0.60%||$100k||-||3 Month Jumbo CD|
|0.50%||$1k||-||2 Year CD|
|0.45%||$1k||-||18 Month CD|
|0.40%||$1k||-||12 Month CD|
|0.40%||$100k||-||2 Year Jumbo CD|
|0.35%||$100k||-||18 Month Jumbo CD|
|0.30%||$1k||-||9 Month CD|
|0.30%||$100k||-||12 Month Jumbo CD|
|0.25%||$1k||-||6 Month CD|
|0.25%||$100k||-||9 Month Jumbo CD|
|0.20%||$100k||-||6 Month Jumbo CD|
|0.15%||$1k||-||1 Month CD|
|0.15%||$100k||-||1 Month Jumbo CD|
|0.10%||$1k||-||3 Month CD|
|0.10%||$100k||-||3 Month Jumbo CD|
|1.11%||$1k||-||5 Year IRA CD|
|1.01%||$1k||-||4 Year IRA CD|
|0.95%||$100k||-||5 Year Jumbo IRA CD|
|0.80%||$1k||-||3 Month IRA CD|
|0.80%||$100k||-||4 Year Jumbo IRA CD|
|0.60%||$100k||-||3 Month Jumbo IRA CD|
|0.50%||$1k||-||2 Year IRA CD|
|0.40%||$1k||-||1 Year IRA CD|
|0.40%||$100k||-||2 Year Jumbo IRA CD|
|0.30%||$100k||-||1 Year Jumbo IRA CD|
|San Diego Private Bank Locations|
|San Diego Office Branch||550 West C Street., Suite 110||San Diego, CA 92101|
|Newport Private Bank Branch||18552 Macarthur Blvd, Suite220||Irvine, CA 92612|
|San Diego Private Bank||801 Orange Avenue, Suite 101||Coronado, CA 92118|
|LA Jolla Branch||9404 Genesee Avenue, Suite 100||LA Jolla, CA 92037|