Security Federal Savings Bank

Security Federal Savings Bank is headquartered in Logansport and is the 66^th largest bank in the state of Indiana. It is also the 3,099^th largest bank in the nation. It was established in 1934 and as of March of 2012, it had grown to 61 employees at 4 locations. Security Federal Savings Bank's savings rates are 4X the national average, and it has a 4-star health rating.

Security Federal Savings Bank Checking Account Rates

Security Federal Savings Bank Savings Account Rates

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Data for Q1 2012

Institution Statistics Security Federal Savings Bank OTS # 02578 FDIC Certificate # 28894 BankRate Report View Year Established 1934 Employees 61 Primary Regulator OCC Assets and Liabilities Assets $201.43 million Loans $119.68 million Deposits $163.62 million Equity Capital $24.42 million Loan Loss Allowance $1.70 million Unbacked Noncurrent Loans $1.53 million Real Estate Owned $3.03 million Historic Data - March 2011 Assets $189.32 million Equity Capital $22.82 million Loan Loss Allowance $1.76 million Unbacked Noncurrent Loans $1.85 million Real Estate Owned $2.31 million Profit Margin - Quarterly Net Interest Margin 4.33% Return on Assets 0.68% Return on Equity 5.52% Interest Income $2.29 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Security Federal Savings Bank had $4.56 million in non-current loans and owned real-estate with $26.12 million in equity and loan loss allowances on hand to cover it. This gives Security Federal Savings Bank a Texas Ratio of 17.45% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Security Federal Savings Bank held steady from 16.94% as of March 31, 2011 to 17.45% as of March 31, 2012, resulting in a negative change of 2.99%. This indicates that the balance sheet and financial strength for Security Federal Savings Bank has held steady in recent periods. Deposit Growth In the past year, Security Federal Savings Bank has increased its total deposits by $9.7 million, resulting in 6.3% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Security Federal Savings Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Security Federal Savings Bank has $201.43 million in assets with $26.12 million in equity, resulting in a capitalization level of 12.97%, which is excellent.

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