Settlers Bank

4021 Meridian Drive
Windsor, WI 53598
608-842-5000
www.settlerswi.com

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Settlers Bank is headquartered in De Forest and is the 189^th largest bank in the state of Wisconsin. It is also the 5,057^th largest bank in the nation. It was established in 2007 and as of March of 2012, it had grown to 11 employees at 1 location. Settlers Bank has a 5-star health rating.

Settlers Bank Routing Number: 075918282

2.50% 12-Month CD at Settlers Bank in Wisconsin - Local Only - 8/25/2009

Update 9/04/09: The 12-month CD special has ended. The bank's new special is a 2.60% APY 18-month CD.Settlers Bank is offering a 12-month CD special with a 2.50% APY. Minimum deposit is $25,000. The special is listed on the bank's front page as of...

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See Rates for: Checking | Savings | Money Market | CD

Settlers Bank Checking Account Rates

Apy	Min	Max	Product
0.20%	$1k	-	Personal Interest Checking
0.15%	$1k	-	Business Interest Checking
0.15%	$1k	-	Community Premium Interest Checking

Settlers Bank Savings Account Rates

Apy	Min	Max	Product
0.20%	$100	-	Business Savings
0.15%	$100	-	Personal Savings

Settlers Bank Money Market Rates

Apy	Min	Max	Product
0.60%	$90k	-	Sb Business Money Market
0.60%	$90k	-	Sb Personal Money Market

Settlers Bank CD Rates

Apy	Min	Max	Product
1.30%	$2,500	-	4 Year CD
1.30%	$2,500	-	Business 4 Year CD
1.00%	$2,500	-	3 Year CD
1.00%	$2,500	-	Business 3 Year CD
0.75%	$2,500	-	2 Year CD
0.75%	$2,500	-	Business 2 Year CD
0.55%	$2,500	-	1 Year CD
0.55%	$2,500	-	Business 1 Year CD
0.45%	$2,500	-	9 Month CD
0.45%	$2,500	-	Business 9 Month CD
0.35%	$2,500	-	6 Month CD
0.35%	$2,500	-	Business 6 Month CD
0.25%	$2,500	-	3 Month CD
0.25%	$2,500	-	Business 3 Month CD

Rates updated: 5/27/2012

Data for Q1 2012

Institution Statistics

Settlers Bank
FDIC Certificate #	58651
BankRate Report	View
Year Established	2007
Employees	11
Primary Regulator	FDIC
Assets and Liabilities
Assets	$96.17 million
Loans	$88.69 million
Deposits	$85.71 million
Equity Capital	$10.23 million
Loan Loss Allowance	$1.17 million
Historic Data - March 2011
Assets	$73.45 million
Equity Capital	$9.76 million
Loan Loss Allowance	$882,000
Profit Margin - Quarterly
Net Interest Margin	4.25%
Return on Assets	0.62%
Return on Equity	5.95%
Interest Income	$1.25 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Settlers Bank had $0 in non-current loans and owned real-estate with $11.4 million in equity and loan loss allowances on hand to cover it. This gives Settlers Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth
In the past year, Settlers Bank has increased its total deposits by $22.38 million, resulting in 35.35% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Settlers Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Settlers Bank has $96.17 million in assets with $11.4 million in equity, resulting in a capitalization level of 11.85%, which is above average.

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Settlers Bank

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