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Overview / Commentary
800-774-7390
3003 Tasman Drive
Santa Clara, CA 95054

Silicon Valley Bank is headquartered in Santa Clara and is the 6th largest bank in the state of California. It is also the 50th largest bank in the nation. It was established in 1983 and as of March of 2014, it had grown to 1,707 employees at 6 locations. Silicon Valley Bank has a A health rating.

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Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Silicon Valley Bank had $25.82 million in non-current loans and owned real-estate with $1.86 billion in equity and loan loss allowances on hand to cover it. This gives Silicon Valley Bank a Texas Ratio of 1.39% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for Silicon Valley Bank decreased dramatically from 2.31% as of March 31, 2013 to 1.39% as of March 31, 2014, resulting in a positive change of 40.00%.This indicates that the balance sheet and financial strength for Silicon Valley Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Silicon Valley Bank has increased its total deposits by $6.36 billion, resulting in 32.71% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Silicon Valley Bank has shown is excellent.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Silicon Valley Bank has $28.02 billion in assets with $1.86 billion in equity, resulting in a capitalization level of 6.64%, which is below average.

Institution Statistics

Overall
FDIC Certificate #24735
Year Established1983
Employees1707
Primary RegulatorFED
Assets and Liabilities
Assets$28.02 billion
Loans$10.71 billion
Deposits$25.79 billion
Equity Capital$1.74 billion
Loan Loss Allowance$123.44 million
Unbacked Noncurrent Loans$24.82 million
Real Estate Owned$1.00 million
Historic Data - March 2013
Assets$21.50 billion
Equity Capital$1.64 billion
Loan Loss Allowance$111.87 million
Unbacked Noncurrent Loans$24.82 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin3.17%
Return on Assets0.93%
Return on Equity14.63%
Interest Income$205.15 million
Rates

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Locations


Silicon Valley Bank Locations
Silcon Valley Bank Private Bank Branch2770 Sand Hill RoadMenlo Park, CA 94025
Sand Hill Road Branch3000 Sand Hill Road, Suite 150, Building 3Menlo Park, CA 94025
Silicon Valley Bank3003 Tasman DriveSanta Clara, CA 95054
St. Helena Branch899 Adams Street, Suite G-2St. Helena, CA 94574
Palo Alto BranchTwo Palo Alto Square, Suite 110Palo Alto, CA 94306