Silicon Valley Bank

Silicon Valley Bank is headquartered in Santa Clara and is the 7^th largest bank in the state of California. It is also the 62^nd largest bank in the nation. It was established in 1983 and as of March of 2012, it had grown to 1,471 employees at 5 locations. Silicon Valley Bank has a 5-star health rating.

Silicon Valley Bank Routing Number: 121140399

Data for Q1 2012

Institution Statistics Silicon Valley Bank FDIC Certificate # 24735 BankRate Report View Year Established 1983 Employees 1471 Primary Regulator FED Assets and Liabilities Assets $19.61 billion Loans $7.00 billion Deposits $16.84 billion Equity Capital $1.40 billion Loan Loss Allowance $100.50 million Unbacked Noncurrent Loans $41.70 million Historic Data - March 2011 Assets $17.47 billion Equity Capital $1.11 billion Loan Loss Allowance $81.38 million Unbacked Noncurrent Loans $34.52 million Profit Margin - Quarterly Net Interest Margin 3.3% Return on Assets 0.89% Return on Equity 12.45% Interest Income $155.46 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Silicon Valley Bank had $41.7 million in non-current loans and owned real-estate with $1.5 billion in equity and loan loss allowances on hand to cover it. This gives Silicon Valley Bank a Texas Ratio of 2.77% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Silicon Valley Bank held steady from 2.90% as of March 31, 2011 to 2.77% as of March 31, 2012, resulting in a positive change of 4.51%.This indicates that the balance sheet and financial strength for Silicon Valley Bank has held steady in recent periods. Deposit Growth In the past year, Silicon Valley Bank has increased its total deposits by $1.34 billion, resulting in 8.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Silicon Valley Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Silicon Valley Bank has $19.61 billion in assets with $1.5 billion in equity, resulting in a capitalization level of 7.67%, which is below average.

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