Siouxland National Bank

Siouxland National Bank is headquartered in South Sioux City and is the 146^th largest bank in the state of Nebraska. It is also the 6,377^th largest bank in the nation. It was established in 1980 and as of March of 2012, it had grown to 9 employees at 2 locations. Siouxland National Bank has a 3-star health rating.

Siouxland National Bank Routing Number: 104901241

Data for Q1 2012

Institution Statistics Siouxland National Bank FDIC Certificate # 23270 BankRate Report View Year Established 1980 Employees 9 Primary Regulator OCC Assets and Liabilities Assets $49.68 million Loans $26.32 million Deposits $44.98 million Equity Capital $4.19 million Loan Loss Allowance $302,000 Unbacked Noncurrent Loans $280,000 Real Estate Owned $1.64 million Historic Data - March 2011 Assets $49.48 million Equity Capital $3.99 million Loan Loss Allowance $310,000 Unbacked Noncurrent Loans $221,000 Real Estate Owned $1.44 million Profit Margin - Quarterly Net Interest Margin 2.81% Return on Assets 0.61% Return on Equity 7.01% Interest Income $430,000

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Siouxland National Bank had $1.92 million in non-current loans and owned real-estate with $4.49 million in equity and loan loss allowances on hand to cover it. This gives Siouxland National Bank a Texas Ratio of 42.72% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Siouxland National Bank decreased slightly from 57.02% as of March 31, 2011 to 42.72% as of March 31, 2012, resulting in a positive change of 25.09%.This indicates that the balance sheet and financial strength for Siouxland National Bank has improved slightly in recent periods. Deposit Growth In the past year, Siouxland National Bank has increased its total deposits by $10,000, resulting in 0.02% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Siouxland National Bank has shown is average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Siouxland National Bank has $49.68 million in assets with $4.49 million in equity, resulting in a capitalization level of 9.04%, which is average.

No reviews have been left for this bank yet. Be the first to review.