Southern Missouri Bank of Marshfield

Southern Missouri Bank of Marshfield is headquartered in Marshfield and is the 187^th largest bank in the state of Missouri. It is also the 4,814^st largest bank in the nation. It was established in 1997 and as of March of 2012, it had grown to 46 employees at 2 locations. Southern Missouri Bank of Marshfield's savings rates are 6X the national average, and it has a 4-star health rating.

Southern Missouri Bank of Marshfield Checking Account Rates

Southern Missouri Bank of Marshfield Savings Account Rates

Southern Missouri Bank of Marshfield CD Rates

Southern Missouri Bank of Marshfield IRA Rates

Data for Q1 2012

Institution Statistics Southern Missouri Bank of Marshfield FDIC Certificate # 34445 BankRate Report View Year Established 1997 Employees 46 Primary Regulator FDIC Assets and Liabilities Assets $105.52 million Loans $75.82 million Deposits $82.46 million Equity Capital $9.68 million Loan Loss Allowance $1.58 million Unbacked Noncurrent Loans $2.67 million Real Estate Owned $401,000 Historic Data - March 2011 Assets $104.00 million Equity Capital $9.16 million Loan Loss Allowance $1.42 million Unbacked Noncurrent Loans $1.81 million Real Estate Owned $793,000 Profit Margin - Quarterly Net Interest Margin 4.64% Return on Assets 0.7% Return on Equity 7.48% Interest Income $1.28 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Southern Missouri Bank of Marshfield had $3.08 million in non-current loans and owned real-estate with $11.26 million in equity and loan loss allowances on hand to cover it. This gives Southern Missouri Bank of Marshfield a Texas Ratio of 27.32% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Southern Missouri Bank of Marshfield held steady from 24.63% as of March 31, 2011 to 27.32% as of March 31, 2012, resulting in a negative change of 10.94%. This indicates that the balance sheet and financial strength for Southern Missouri Bank of Marshfield has held steady in recent periods. Deposit Growth In the past year, Southern Missouri Bank of Marshfield has increased its total deposits by $3.04 million, resulting in 3.83% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Southern Missouri Bank of Marshfield has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Southern Missouri Bank of Marshfield has $105.52 million in assets with $11.26 million in equity, resulting in a capitalization level of 10.67%, which is above average.

No reviews have been left for this bank yet. Be the first to review.