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508-324-7300
286 Oliver St
Fall River, MA 02724-2935

St. Anne's Of Fall River Credit Union is headquartered in Fall River and is the 8th largest credit union in the state of Massachusetts. It is also the 271st largest credit union in the nation. It was established in 1936 and as of March of 2014, it had grown to 191 employees and 57,654 members. St. Anne's Of Fall River Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live or work in Greater Fall River, Bristol, Plymouth or Barnstable County. - See Details

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Reviews (1)

Experience With St. Anne's Credit Union

I have been a member of St. Anne's Credit Union for a little over a year. Making mortgage payments have been as quick and easy as I could imagine! The staff at the branch that I go to are very friendly, knowledgeable, and great on the eyes if I may say so! The online banking is easy to use and pretty user friendly. Overall I am quite satisfied with the Credit Union, and have absolutely no intention of leaving anytime in the near future.



Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 St. Anne's Of Fall River Credit Union had $4.43 million in non-current loans and owned real-estate with $79.02 million in equity and loan loss allowances on hand to cover it. This gives St. Anne's Of Fall River Credit Union a Texas Ratio of 5.61% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for St. Anne's Of Fall River Credit Union decreased slightly from 6.87% as of March 31, 2013 to 5.61% as of March 31, 2014, resulting in a positive change of 18.34%.This indicates that the balance sheet and financial strength for St. Anne's Of Fall River Credit Union has improved slightly in recent periods.

Deposit Growth

GRADE:
B

In the past year, St. Anne's Of Fall River Credit Union has increased its total deposits by $6.58 million, resulting in 0.93% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth St. Anne's Of Fall River Credit Union has shown is above average.

Capitalization

GRADE:
C+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. St. Anne's Of Fall River Credit Union has $842.22 million in assets with $79.02 million in equity, resulting in a capitalization level of 9.38%, which is average.

Institution Statistics

Overall
NCUA #67605
Year Chartered1936
Employees191
Primary Regulator
Assets and Liabilities
Assets$842.22 million
Loans$607.37 million
Deposits$716.54 million
Equity Capital$76.21 million
Loan Loss Allowance$2.81 million
Unbacked Noncurrent Loans$3.98 million
Real Estate Owned$451,000
Historic Data - March 2013
Assets$820.12 million
Equity Capital$74.83 million
Loan Loss Allowance$2.62 million
Unbacked Noncurrent Loans$3.98 million
Real Estate Owned$472,000
Profit Margin - Quarterly
Return on Assets0.3%
Return on Equity3.29%
Interest Income$5.76 million
Rates

Always verify rates and promotions with the bank or credit union. We are not St. Anne's Of Fall River Credit Union, we are a rate comparison website and can not provide official rates or promotions.

St. Anne's Of Fall River Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.05%--Regular Share Savings Account
0.05%--Acorn Savings
0.05%$100-Preferred Savings Account
0.05%$20-Christmas Club Account
0.05%$20-Vacation Club Account

St. Anne's Of Fall River Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.35%$50k-High Rate Money Market
0.30%$30k-Business Investment MMDA

St. Anne's Of Fall River Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.05%--NOW Checking
0.05%--Interest Checking

St. Anne's Of Fall River Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.60%$100k-60-120 Month Jumbo CD
1.50%$500-60-120 Month CD
1.45%$100k-48-59 Month Jumbo CD
1.35%$500-48-59 Month CD
1.25%$100k-36-47 Month Jumbo CD
1.15%$500-36-47 Month CD
0.90%$100k-24-35 Month Jumbo CD
0.80%$500-24-35 Month CD
0.65%$100k-12-23 Month Jumbo CD
0.55%$500-12-23 Month CD
0.45%$100k-6 Month Jumbo CD
0.45%$100k-7 Month Jumbo CD
0.45%$100k-8 Month Jumbo CD
0.45%$100k-9 Month Jumbo CD
0.45%$100k-10 Month Jumbo CD
0.45%$100k-11 Month Jumbo CD
0.35%$500-6 Month CD
0.35%$500-7 Month CD
0.35%$500-8 Month CD
0.35%$500-9 Month CD
0.35%$500-10 Month CD
0.35%$500-11 Month CD
Locations


St. Anne's Of Fall River Credit Union Locations
Branch Office286 Oliver StFall River, MA 027242935
Branch Office2031 S Main StFall River, MA 02724-2166
Branch Office215 County StSomerset, MA 027264293
Branch Office517B State RdDartmouth, MA 02747-1801
Branch Office200 Wilbur AveSwansea, MA 027772628
Branch Office1675 President AveFall River, MA 027207149
Branch Office3087 Acushnet AveNew Bedford, MA 02745
Branch Office93 Adams StFairhaven, MA 027193090