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Overview / Commentary
P.O. Box 5630
Arlington, VA 22205

St. Ann's Arlington Credit Union is headquartered in Arlington and is the 137th largest credit union in the state of Virginia. It is also the 5,723rd largest credit union in the nation. It was established in 1949 and as of March of 2014, it had grown to 553 members. St. Ann's Arlington Credit Union has a B health rating.

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Health

Data for Q1 2014

Institution Health

B
Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. St. Ann's Arlington Credit Union has a very low asset base.

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 St. Ann's Arlington Credit Union had $0 in non-current loans and owned real-estate with $337,000 in equity and loan loss allowances on hand to cover it. This gives St. Ann's Arlington Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth

GRADE:
A+

In the past year, St. Ann's Arlington Credit Union has increased its total deposits by $156,000, resulting in 6.7% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth St. Ann's Arlington Credit Union has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. St. Ann's Arlington Credit Union has $2.81 million in assets with $337,000 in equity, resulting in a capitalization level of 11.99%, which is excellent.

Institution Statistics

Overall
NCUA #6184
Year Chartered1949
Employees0
Primary Regulator
Assets and Liabilities
Assets$2.81 million
Loans$1.02 million
Deposits$2.49 million
Equity Capital$324,000
Loan Loss Allowance$13,000
Real Estate Owned$0
Historic Data - March 2013
Assets$2.66 million
Equity Capital$323,000
Loan Loss Allowance$11,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin0.82%
Return on Assets0.28%
Return on Equity2.47%
Interest Income$18,000
Rates

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Locations


St. Ann's Arlington Credit Union Locations
Branch Office5300 10th St NArlington, VA 22205-2402