Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
314-317-6900
501 North Broadway
Saint Louis, MO 63102

Stifel Bank and Trust is headquartered in Saint Louis and is the 5th largest bank in the state of Missouri. It is also the 180th largest bank in the nation. It was established in 2002 and as of March of 2014, it had grown to 118 employees at 3 locations. Stifel Bank and Trust has a A health rating.

No reviews have been left for this bank yet. Be the first to review.



Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Stifel Bank and Trust had $2.55 million in non-current loans and owned real-estate with $365.79 million in equity and loan loss allowances on hand to cover it. This gives Stifel Bank and Trust a Texas Ratio of 0.70% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Stifel Bank and Trust experienced no significant changes from 0.48% as of March 31, 2013 to 0.70% as of March 31, 2014, resulting in a negative change of 45.72%. This indicates that the balance sheet and financial strength for Stifel Bank and Trust has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Stifel Bank and Trust has increased its total deposits by $1.05 billion, resulting in 29.6% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Stifel Bank and Trust has shown is excellent.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Stifel Bank and Trust has $5.01 billion in assets with $365.79 million in equity, resulting in a capitalization level of 7.30%, which is below average.

Institution Statistics

Overall
FDIC Certificate #57311
Year Established2002
Employees118
Primary RegulatorFDIC
Assets and Liabilities
Assets$5.01 billion
Loans$1.62 billion
Deposits$4.61 billion
Equity Capital$351.66 million
Loan Loss Allowance$14.13 million
Unbacked Noncurrent Loans$2.55 million
Real Estate Owned$0
Historic Data - March 2013
Assets$3.90 billion
Equity Capital$290.20 million
Loan Loss Allowance$9.41 million
Unbacked Noncurrent Loans$2.55 million
Real Estate Owned$373,000
Profit Margin - Quarterly
Net Interest Margin2.53%
Return on Assets1.14%
Return on Equity17.1%
Interest Income$33.13 million
Rates
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Stifel Bank and Trust, we are a rate comparison website and can not provide official rates or promotions.

Stifel Bank and Trust CD Rates

DetailsAPYMINMAXPRODUCT
0.75%$1k-60 Month CD
0.60%$1k-48 Month CD
0.50%$1k-36 Month CD
0.35%$1k-24 Month CD
0.35%$1k-30 Month CD
0.20%$1k-18 Month CD
0.15%$1k-12 Month CD
0.09%$1k-6 Month CD

Stifel Bank and Trust IRA Rates

DetailsAPYMINMAXPRODUCT
0.75%$1k-60 Month IRA
0.60%$1k-48 Month IRA
0.50%$1k-36 Month IRA
0.35%$1k-24 Month IRA
0.35%$1k-30 Month IRA
0.20%$1k-18 Month IRA
0.15%$1k-12 Month IRA
Locations


Stifel Bank and Trust Locations
Stifel Bank and Trust955 Executive ParkwayCreve Coeur, MO 63141