Sunset Bank & Savings

Sunset Bank & Savings Locations
521 West Sunset Drive
Waukesha, WI 53189
262-970-9000
www.sunsetbankandsavings.com



Sunset Bank & Savings is headquartered in Waukesha and is the 146th largest bank in the state of Wisconsin. It is also the 3,964th largest bank in the nation. It was established in 1999 and as of March of 2012, it had grown to 32 employees at 3 locations. Sunset Bank & Savings has a 3-star health rating.

Sunset Bank & Savings Routing Number: 075972134



See Rates for: Checking | Savings | Money Market | CD

Sunset Bank & Savings Checking Account Rates

ApyMinMaxProduct
0.10%$25k$10kFree Checking Plus

Sunset Bank & Savings Savings Account Rates

ApyMinMaxProduct
0.15%$1k-High-Yield Savings
0.10%--Club Account
0.10%--Health Savings Account
0.07%$100-Statement Savings

Sunset Bank & Savings Money Market Rates

ApyMinMaxProduct
0.15%$50k-Money Market

Sunset Bank & Savings CD Rates

ApyMinMaxProduct
1.41%$500-5 Year CD
1.26%$500-4 Year CD
1.00%$500-3 Year CD
0.85%$500-2 Year CD
0.70%$500-18 Month CD
0.60%$500-12 Month CD
0.60%$100-12 Month Add-On CD
0.45%$500-6 Month CD
0.30%$500-3 Month CD

Rates updated: 4/23/2012

Data for Q1 2012


Institution Statistics


Sunset Bank & Savings
FDIC Certificate #35043
BankRate ReportView
Year Established1999
Employees32
Primary RegulatorFDIC

Assets and Liabilities

Assets$145.23 million
Loans$79.57 million
Deposits$129.68 million
Equity Capital$14.38 million
Loan Loss Allowance$1.29 million
Unbacked Noncurrent Loans$2.50 million
Real Estate Owned$3.78 million

Historic Data - March 2011

Assets$135.62 million
Equity Capital$13.57 million
Loan Loss Allowance$1.29 million
Unbacked Noncurrent Loans$2.98 million
Real Estate Owned$3.34 million

Profit Margin - Quarterly

Net Interest Margin3.78%
Return on Assets0.45%
Return on Equity4.44%
Interest Income$1.35 million

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio2
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Sunset Bank & Savings had $6.28 million in non-current loans and owned real-estate with $15.66 million in equity and loan loss allowances on hand to cover it. This gives Sunset Bank & Savings a Texas Ratio of 40.07% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Sunset Bank & Savings held steady from 42.55% as of March 31, 2011 to 40.07% as of March 31, 2012, resulting in a positive change of 5.83%.This indicates that the balance sheet and financial strength for Sunset Bank & Savings has held steady in recent periods.
Deposit Growth5
In the past year, Sunset Bank & Savings has increased its total deposits by $8.78 million, resulting in 7.26% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Sunset Bank & Savings has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Sunset Bank & Savings has $145.23 million in assets with $15.66 million in equity, resulting in a capitalization level of 10.78%, which is above average.
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