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Susquehanna Bank

Susquehanna Bank Locations
9 East Main Street
Lititz, PA 17543
800.311.3182
www.susquehanna.net



Susquehanna Bank is headquartered in Lititz and is the 2nd largest bank in the state of Pennsylvania. It is also the 66th largest bank in the nation. It was established in 1901 and as of March of 2012, it had grown to 2,488 employees at 308 locations. Susquehanna Bank has a 5-star health rating.

Related Posts

$100 Checking Account Promotion at Susquehanna Bank in Parts of PA, MD, NJ & WV Only - 4/23/2012

Susquehanna Bank is offering a $100 bonus for opening a personal checking account and for completing 5 transactions each month for the first four months. The offer is listed at this Susquehanna Bank p ...

$150 Checking Account Promotion at Susquehanna Bank in Parts of PA, MD, NJ & WV Only - 12/13/2010

Susquehanna Bank is offering up to $150 in its checking account promotion. It's listed on the bank's front page. Here's the link to the promotion page . A new personal checking account must be opened ...

4.50% 60-Month CD at a MD/PA/NJ Bank - T-Bill Index (Susquehanna) - 6/23/2008

Susquehanna Bank is offering a promotional CD called the Can't Lose 60-month Special. It has a variable rate, but it can't be less than 4.50% APY. The rate will be set at the beginning of each month and is the greater of the 91-day T-bill rate or 4.50%...

$150 Checking Account Bonus at Susquehanna Bank - 3/18/2008

Update 4/07/08: It has been reported that the bank has ended this promotion early.Susquehanna Bank has a $150 checking account promotion. A $75 Visa gift card is awarded when you open a free checking account. An additional $25 is added for each of the...



See Rates for: Checking | Savings | Money Market | CD | IRA

Susquehanna Bank Checking Account Rates

ApyMinMaxProduct
0.20%$100k-Relationship Checking: Senior
0.20%$100k-Relationship Checking
0.15%$250k-Business Banking Checking
0.10%$5k-NOW Account - Sole Proprietorship
0.10%$5k-NOW Account - Public Funds
0.10%$5k-NOW Account - NonProfit
0.10%$5k-NOW Account - Organization

Susquehanna Bank Savings Account Rates

ApyMinMaxProduct
0.20%$50k-Health Savings Account
0.20%$50k-Power Savings
0.10%$25-Statement Savings
0.10%$25-MegaBuck$ Kids Club
0.10%$25-Teen Depositor Savings
0.10%--All Purpose Club
0.10%$25-Statement Savings - Business
0.10%$25-Statement Savings - Public Funds
0.10%$25-Statement Savings - Non Profit
0.10%$25-Statement Savings - Organization

Susquehanna Bank Money Market Rates

ApyMinMaxProduct
0.50%$250k-Premium Money Market
0.50%$250k-Business Money Market
0.45%$75k-IRA Money Market Account
0.45%$75k-Roth IRA Money Market Account
0.45%$75k-CESA Money Market Account
0.25%$25-Indexed Money Market
0.25%$25-Business Indexed Money Market

Susquehanna Bank CD Rates

ApyMinMaxProduct
2.05%$100k-120 Month Fixed Rate CD
2.05%$100k-Business 120 Month Fixed Rate CD
1.65%$100k-84 - 119 Month Fixed Rate CD
1.65%$100k-Business 84 - 119 Month Fixed Rate CD
1.45%$100k-72 - 83 Month Fixed Rate CD
1.45%$100k-Business 72 - 83 Month Fixed Rate CD
1.25%$100k-60 - 71 Month Fixed Rate CD
1.25%$100k-Business 60 - 71 Month Fixed Rate CD
0.90%$100k-48 - 59 Month Fixed Rate CD
0.90%$100k-Business 48 - 59 Month Fixed Rate CD
0.70%$100k-36 - 47 Month Fixed Rate CD
0.70%$100k-Business 36 - 47 Month Fixed Rate CD
0.45%$100k-24 - 35 Month Fixed Rate CD
0.45%$100k-Business 24 - 35 Month Fixed Rate CD
0.35%$100k-18 - 23 Month Fixed Rate CD
0.35%$100k-Business 18 - 23 Month Fixed Rate CD
0.25%$100k-12 - 17 Month Fixed Rate CD
0.25%$100k-Business 12 - 17 Month Fixed Rate CD
0.20%$100k-6 - 11 Month Fixed Rate CD
0.20%$100k-Business 6 - 11 Month Fixed Rate CD
0.20%$5k-12 Month Liquid CD
0.20%$5k-Business 12 Month Liquid CD
0.15%$100k-7 - 31 Day Fixed Rate CD
0.15%$100k-32 - 90 Day Fixed Rate CD
0.15%$100k-3 - 5 Month Fixed Rate CD
0.15%$100k-Business 7 - 31 Day Fixed Rate CD
0.15%$100k-Business 32 - 90 Day Fixed Rate CD
0.15%$100k-Business 3 - 5 Month Fixed Rate CD

Susquehanna Bank IRA Rates

ApyMinMaxProduct
2.05%$100k-120 Month Fixed Rate IRA
2.05%$100k-120 Month Fixed Rate Roth IRA
2.05%$100k-120 Month Fixed Rate CESA
1.65%$100k-84 - 119 Month Fixed Rate IRA
1.65%$100k-84 - 119 Month Fixed Rate Roth IRA
1.65%$100k-84 - 119 Month Fixed Rate CESA
1.45%$100k-72 - 83 Month Fixed Rate IRA
1.45%$100k-72 - 83 Month Fixed Rate Roth IRA
1.45%$100k-72 - 83 Month Fixed Rate CESA
1.25%$100k-60 - 71 Month Fixed Rate IRA
1.25%$100k-60 - 71 Month Fixed Rate Roth IRA
1.25%$100k-60 - 71 Month Fixed Rate CESA
0.90%$100k-48 - 59 Month Fixed Rate IRA
0.90%$100k-48 - 59 Month Fixed Rate Roth IRA
0.90%$100k-48 - 59 Month Fixed Rate CESA
0.70%$100k-36 - 47 Month Fixed Rate IRA
0.70%$100k-36 - 47 Month Fixed Rate Roth IRA
0.70%$100k-36 - 47 Month Fixed Rate CESA
0.45%$100k-24 - 35 Month Fixed Rate IRA
0.45%$100k-24 - 35 Month Fixed Rate Roth IRA
0.45%$100k-24 - 35 Month Fixed Rate CESA
0.35%$100k-18 - 23 Month Fixed Rate IRA
0.35%$100k-18 - 23 Month Fixed Rate Roth IRA
0.35%$100k-18 - 23 Month Fixed Rate CESA
0.25%$100k-12 - 17 Month Fixed Rate IRA
0.25%$100k-12 - 17 Month Fixed Rate Roth IRA
0.25%$100k-12 - 17 Month Fixed Rate CESA
0.20%$100k-6 - 11 Month Fixed Rate IRA
0.20%$5k-12 Month Liquid IRA
0.20%$100k-6 - 11 Month Fixed Rate Roth IRA
0.20%$5k-12 Month Liquid Roth IRA
0.20%$100k-6 - 11 Month Fixed Rate CESA
0.20%$5k-12 Month Liquid CESA

Rates updated: 5/27/2012

Data for Q1 2012


Institution Statistics


Susquehanna Bank
FDIC Certificate #7579
BankRate ReportView
Year Established1901
Employees2488
Primary RegulatorFED

Assets and Liabilities

Assets$17.71 billion
Loans$12.33 billion
Deposits$12.58 billion
Equity Capital$2.73 billion
Loan Loss Allowance$194.42 million
Unbacked Noncurrent Loans$142.79 million
Real Estate Owned$40.75 million

Historic Data - March 2011

Assets$13.83 billion
Equity Capital$2.13 billion
Loan Loss Allowance$193.01 million
Unbacked Noncurrent Loans$221.28 million
Real Estate Owned$28.21 million

Profit Margin - Quarterly

Net Interest Margin4.06%
Return on Assets0.9%
Return on Equity5.76%
Interest Income$165.23 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Susquehanna Bank had $183.54 million in non-current loans and owned real-estate with $2.92 billion in equity and loan loss allowances on hand to cover it. This gives Susquehanna Bank a Texas Ratio of 6.28% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Susquehanna Bank decreased significantly from 10.79% as of March 31, 2011 to 6.28% as of March 31, 2012, resulting in a positive change of 41.76%.This indicates that the balance sheet and financial strength for Susquehanna Bank has improved significantly in recent periods.
Deposit Growth5
In the past year, Susquehanna Bank has increased its total deposits by $3.3 billion, resulting in 35.49% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Susquehanna Bank has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Susquehanna Bank has $17.71 billion in assets with $2.92 billion in equity, resulting in a capitalization level of 16.49%, which is excellent.
Write Review

Never Feel Like A Number.
5 stars - ally2243 - Friday, May 13, 2011 - 2:22 PM

I have been with Susquehanna bank for 12 years. I almost went to another a few years ago but decided not to. I recently had an issue with my checking account so I emailed my branch's manager. I had been charged three times from my insurance company which over drew my account resulting in an overdraft fee. She emailed me back with the specifics of what to do. After contacting my insurance company and getting absolutely nowhere with them, I emailed her back telling her thanks for her they could not do anything but thanks for advice anyway. She got back to me right away and said she would wave my overdraft fee solely because she felt bad for me. I was amazed that someone in her position would actually take the time and effort to make one customer out of millions feel like someone out there cares. I'll never leave my bank.

4

Very Poor Customer Service.
1 stars - antelope59 - Wednesday, March 21, 2012 - 9:25 AM

I wholly agree with Robert's comments. I've used several banks in my travels, and Susquehanna sets the standard for poor customer service. I've banked at both the Spry and Manchester locations, and found that the tellers are not very friendly, and are poorly trained in banking procedures. For the first two months I had to show ID every time I went to the Spry office- to simply deposit paychecks! Real personalized service! At Manchester, I deposited an $80K check from Charles Schwab and was told by the arrogant teller that I couldn't access MY MONEY for ten business days! I had to call the Lancaster Headquarters to get someone to clear it up. It turns out that all the lazy teller had to do was call Schwab to verify the check was valid- but that would have made her actually work, so that wasn't going to happen. Anyway, bank anywhere else but Susquehanna and save yourself a lot of aggravation.

 

2

Worst Bank Ever
1 stars - roberty - Thursday, February 23, 2012 - 10:10 AM

20 Days from application to receipt of a debit card. Bottom line stay far away from this company unless you like pointless procedures, banking mistakes and poor customer service.

Read my entire experience here

the purple mango: Susquehanna Bank

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