T. Rowe Price Savings Bank

T. Rowe Price Savings Bank Locations
100 East Pratt Street
Baltimore, MD 21202
(410) 345-2000
www.troweprice.com



T. Rowe Price Savings Bank is headquartered in Baltimore and is the 49th largest bank in the state of Maryland. It is also the 3,153rd largest bank in the nation. It was established in 2000 and as of March of 2012, it had grown to 3 employees at 1 location. T. Rowe Price Savings Bank has a 5-star health rating.



See Rates for: CD | IRA

T. Rowe Price Savings Bank CD Rates

ApyMinMaxProduct
1.27%$100k-60 Month SMART LADDER Jumbo CD
1.25%$50k-60 Month SMART LADDER Mini-Jumbo CD
1.17%$100k-60 Month STANDARD Jumbo CD
1.15%$50k-60 Month STANDARD Mini-Jumbo CD
1.15%$25k-60 Month SMART LADDER Classic CD
1.05%$1k-60 Month STANDARD Classic CD
0.97%$100k-48 Month SMART LADDER Jumbo CD
0.95%$50k-48 Month SMART LADDER Mini-Jumbo CD
0.87%$100k-48 Month STANDARD Jumbo CD
0.85%$50k-48 Month STANDARD Mini-Jumbo CD
0.85%$25k-48 Month SMART LADDER Classic CD
0.75%$1k-48 Month STANDARD Classic CD
0.72%$100k-36 Month SMART LADDER Jumbo CD
0.70%$50k-36 Month SMART LADDER Mini-Jumbo CD
0.62%$100k-36 Month STANDARD Jumbo CD
0.60%$50k-36 Month STANDARD Mini-Jumbo CD
0.60%$25k-36 Month SMART LADDER Classic CD
0.50%$1k-36 Month STANDARD Classic CD
0.50%$100k-24 Month SMART LADDER Jumbo CD
0.47%$50k-24 Month SMART LADDER Mini-Jumbo CD
0.45%$100k-30 Month STANDARD Jumbo CD
0.42%$50k-30 Month STANDARD Mini-Jumbo CD
0.40%$100k-24 Month STANDARD Jumbo CD
0.40%$25k-24 Month SMART LADDER Classic CD
0.37%$50k-24 Month STANDARD Mini-Jumbo CD
0.37%$100k-12 Month SMART LADDER Jumbo CD
0.35%$1k-30 Month STANDARD Classic CD
0.35%$100k-18 Month STANDARD Jumbo CD
0.35%$50k-12 Month SMART LADDER Mini-Jumbo CD
0.32%$50k-18 Month STANDARD Mini-Jumbo CD
0.30%$1k-24 Month STANDARD Classic CD
0.30%$25k-12 Month SMART LADDER Classic CD
0.27%$100k-12 Month STANDARD Jumbo CD
0.25%$1k-18 Month STANDARD Classic CD
0.25%$50k-12 Month STANDARD Mini-Jumbo CD
0.20%$1k-12 Month STANDARD Classic CD
0.12%$100k-6 Month STANDARD Jumbo CD
0.10%$50k-6 Month STANDARD Mini-Jumbo CD
0.05%$1k-6 Month STANDARD Classic CD
0.01%$1k-30 Day STANDARD Classic CD
0.01%$1k-91 Day STANDARD Classic CD

T. Rowe Price Savings Bank IRA Rates

ApyMinMaxProduct
1.27%$100k-60 Month SMART LADDER Jumbo IRA
1.25%$50k-60 Month SMART LADDER Mini-Jumbo IRA
1.17%$100k-60 Month STANDARD Jumbo IRA
1.15%$25k-60 Month SMART LADDER Classic IRA
1.15%$50k-60 Month STANDARD Mini-Jumbo IRA
1.05%$1k-60 Month STANDARD Classic IRA
0.97%$100k-48 Month SMART LADDER Jumbo IRA
0.95%$50k-48 Month SMART LADDER Mini-Jumbo IRA
0.87%$100k-48 Month STANDARD Jumbo IRA
0.85%$25k-48 Month SMART LADDER Classic IRA
0.85%$50k-48 Month STANDARD Mini-Jumbo IRA
0.75%$1k-48 Month STANDARD Classic IRA
0.72%$100k-36 Month SMART LADDER Jumbo IRA
0.70%$50k-36 Month SMART LADDER Mini-Jumbo IRA
0.62%$100k-36 Month STANDARD Jumbo IRA
0.60%$25k-36 Month SMART LADDER Classic IRA
0.60%$50k-36 Month STANDARD Mini-Jumbo IRA
0.50%$1k-36 Month STANDARD Classic IRA
0.50%$100k-24 Month SMART LADDER Jumbo IRA
0.47%$50k-24 Month SMART LADDER Mini-Jumbo IRA
0.45%$100k-30 Month STANDARD Jumbo IRA
0.42%$50k-30 Month STANDARD Mini-Jumbo IRA
0.40%$25k-24 Month SMART LADDER Classic IRA
0.40%$100k-24 Month STANDARD Jumbo IRA
0.37%$100k-12 Month SMART LADDER Jumbo IRA
0.37%$50k-24 Month STANDARD Mini-Jumbo IRA
0.35%$1k-30 Month STANDARD Classic IRA
0.35%$50k-12 Month SMART LADDER Mini-Jumbo IRA
0.35%$100k-18 Month STANDARD Jumbo IRA
0.32%$50k-18 Month STANDARD Mini-Jumbo IRA
0.30%$1k-24 Month STANDARD Classic IRA
0.30%$25k-12 Month SMART LADDER Classic IRA
0.27%$100k-12 Month STANDARD Jumbo IRA
0.25%$1k-18 Month STANDARD Classic IRA
0.25%$50k-12 Month STANDARD Mini-Jumbo IRA
0.20%$1k-12 Month STANDARD Classic IRA
0.12%$100k-6 Month STANDARD Jumbo IRA
0.10%$50k-6 Month STANDARD Mini-Jumbo IRA
0.05%$1k-6 Month STANDARD Classic IRA

Rates updated: 5/27/2012

Data for Q1 2012


Institution Statistics


T. Rowe Price Savings Bank
OTS #15731
FDIC Certificate #35154
BankRate ReportView
Year Established2000
Employees3
Primary RegulatorOCC

Assets and Liabilities

Assets$197.42 million
Deposits$171.38 million
Equity Capital$24.33 million

Historic Data - March 2011

Assets$189.53 million
Equity Capital$23.31 million

Profit Margin - Quarterly

Net Interest Margin1.11%
Return on Assets0.26%
Return on Equity2.12%
Interest Income$1.22 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 T. Rowe Price Savings Bank had $0 in non-current loans and owned real-estate with $24.33 million in equity and loan loss allowances on hand to cover it. This gives T. Rowe Price Savings Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth4
In the past year, T. Rowe Price Savings Bank has increased its total deposits by $6.63 million, resulting in 4.02% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth T. Rowe Price Savings Bank has shown is above average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. T. Rowe Price Savings Bank has $197.42 million in assets with $24.33 million in equity, resulting in a capitalization level of 12.32%, which is excellent.
Write Review

No reviews have been left for this bank yet. Be the first to review.