Tallahassee-Leon Credit Union

Tallahassee-Leon Credit Union is headquartered in Tallahassee and is the 95^th largest credit union in the state of Florida. It is also the 2,580^th largest credit union in the nation. It was established in 1936 and as of December of 2011, it had grown to 18 employees and 6,259 members. Tallahassee-Leon Credit Union has a 4-star health rating.

Tallahassee-Leon Credit Union Savings Account Rates

Tallahassee-Leon Credit Union Money Market Rates

Tallahassee-Leon Credit Union CD Rates

Data for Q4 2011

Institution Statistics TALLAHASSEE-LEON NCUA # 1316 BankRate Report View Year Chartered 1936 Employees 18 Primary Regulator Assets and Liabilities Assets $38.51 million Loans $19.08 million Deposits $35.16 million Equity Capital $2.83 million Loan Loss Allowance $571,000 Unbacked Noncurrent Loans $423,000 Real Estate Owned $111,000 Historic Data - December 2010 Assets $36.35 million Equity Capital $2.19 million Loan Loss Allowance $1.17 million Unbacked Noncurrent Loans $939,000 Profit Margin - Quarterly Net Interest Margin 8.12% Return on Assets 1.66% Return on Equity 22.63% Interest Income $1.65 million Non-Interest Income $1.26 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Tallahassee-Leon Credit Union had $534,000 in non-current loans and owned real-estate with $3.4 million in equity and loan loss allowances on hand to cover it. This gives Tallahassee-Leon Credit Union a Texas Ratio of 15.69% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Tallahassee-Leon Credit Union decreased significantly from 27.89% as of December 31, 2010 to 15.69% as of December 31, 2011, resulting in a positive change of 43.75%.This indicates that the balance sheet and financial strength for Tallahassee-Leon Credit Union has improved significantly in recent periods. Deposit Growth In the past year, Tallahassee-Leon Credit Union has increased its total deposits by $1.44 million, resulting in 4.27% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Tallahassee-Leon Credit Union has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Tallahassee-Leon Credit Union has $38.51 million in assets with $3.4 million in equity, resulting in a capitalization level of 8.84%, which is average.

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