Taunton Credit Union

Taunton Credit Union Locations
14 Church Green
Taunton, MA 02780
(508) 824-6466
www.tauntonfcu.com

Taunton Credit Union is headquartered in Taunton and is the 47th largest credit union in the state of Massachusetts. It is also the 1,172nd largest credit union in the nation. It was established in 1947 and as of December of 2011, it had grown to 35 employees and 11,766 members. Taunton Credit Union's CD rates are 17% higher than the national average, and it has a 4-star health rating.



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See Rates for: Savings | Money Market | CD | IRA

Taunton Credit Union Savings Account Rates

ApyMinMaxProduct
0.25%$100-Regular Share Account
0.25%$100-Passbook Share Account
0.25%$100-Surplus Share Account
0.25%$100-IRA Share Account
0.25%$100-Roth IRA Share Account
0.25%$100-Coverdell ESA Share

Taunton Credit Union Money Market Rates

ApyMinMaxProduct
1.00%$250k-Consumer Money Market
1.00%$250k-Business Money Market
1.00%$250k-IRA Money Market
1.00%$250k-Roth IRA Money Market
1.00%$250k-Coverdell ESA Money Market

Taunton Credit Union CD Rates

ApyMinMaxProduct
2.25%$250-60 Month CD
2.25%$250-60 Month Passbook CD
1.95%$250-48 Month CD
1.95%$250-48 Month Passbook CD
1.60%$250-36 Month CD
1.60%$250-36 Month Passbook CD
1.30%$250-24 Month CD
1.30%$250-24 Month Passbook CD
1.20%$250-19 Month Relationship CD Special with Coupon
1.20%$250-23 Month CD
1.20%$250-19 Month Relationship Passbook CD Special with Coupon
1.20%$250-23 Month Passbook CD
1.10%$250-17 Month CD
1.10%$250-18 Month CD
1.10%$250-20 Month CD
1.10%$250-17 Month Passbook CD
1.10%$250-18 Month Passbook CD
1.10%$250-20 Month Passbook CD
1.05%$250-11 Month Relationship CD Special with Coupon
1.05%$250-12 Month Money Maker Plus Payroll CD
1.05%$250-15 Month CD
1.05%$250-16 Month CD
1.05%$250-11 Month Relationship Passbook CD Special with Coupon
1.05%$250-12 Month Money Maker Plus Payroll Passbook CD
1.05%$250-15 Month Passbook CD
1.05%$250-16 Month Passbook CD
1.00%$250-13 Month CD
1.00%$250-13 Month Passbook CD
0.95%$250-12 Month Money Maker Payroll CD
0.95%$250-12 Month Money Maker Payroll Passbook CD
0.85%$250-12 Month CD
0.85%$250-12 Month Passbook CD
0.70%$250-19 Month Relationship CD Special without Coupon
0.70%$250-19 Month Relationship Passbook CD Special without Coupon
0.60%$250-6 Month CD
0.60%$250-7 Month CD
0.60%$250-8 Month CD
0.60%$250-9 Month CD
0.60%$250-10 Month CD
0.60%$250-6 Month Passbook CD
0.60%$250-7 Month Passbook CD
0.60%$250-8 Month Passbook CD
0.60%$250-9 Month Passbook CD
0.60%$250-10 Month Passbook CD
0.55%$250-11 Month Relationship CD Special without Coupon
0.55%$250-11 Month Relationship Passbook CD Special without Coupon
0.50%$250-5 Month CD
0.50%$250-5 Month Passbook CD
0.40%$250-4 Month CD
0.40%$250-4 Month Passbook CD
0.35%$250-3 Month CD
0.35%$250-3 Month Passbook CD

Taunton Credit Union IRA Rates

ApyMinMaxProduct
2.25%$250-60 Month IRA
2.25%$250-60 Month Roth IRA
2.25%$250-60 Month CESA
2.25%$250-60 Month Passbook CESA
2.25%$250-60 Month Passbook IRA
2.25%$250-60 Month Passbook Roth IRA
1.95%$250-48 Month IRA
1.95%$250-48 Month Roth IRA
1.95%$250-48 Month CESA
1.95%$250-48 Month Passbook CESA
1.95%$250-48 Month Passbook IRA
1.95%$250-48 Month Passbook Roth IRA
1.60%$250-36 Month IRA
1.60%$250-36 Month Roth IRA
1.60%$250-36 Month CESA
1.60%$250-36 Month Passbook CESA
1.60%$250-36 Month Passbook IRA
1.60%$250-36 Month Passbook Roth IRA
1.30%$250-24 Month IRA
1.30%$250-24 Month Roth IRA
1.30%$250-24 Month CESA
1.30%$250-24 Month Passbook CESA
1.30%$250-24 Month Passbook IRA
1.30%$250-24 Month Passbook Roth IRA
1.20%$250-23 Month IRA
1.20%$250-23 Month Roth IRA
1.20%$250-23 Month CESA
1.20%$250-23 Month Passbook CESA
1.20%$250-23 Month Passbook IRA
1.20%$250-23 Month Passbook Roth IRA
1.20%$250-19 Month Relationship IRA Special with Coupon
1.20%$250-19 Month Relationship Passbook IRA Special with Coupon
1.20%$250-19 Month Relationship Roth IRA Special with Coupon
1.20%$250-19 Month Relationship Passbook Roth IRA Special with Coupon
1.20%$250-19 Month Relationship CESA Special with Coupon
1.20%$250-19 Month Relationship Passbook CESA Special with Coupon
1.10%$250-17 Month IRA
1.10%$250-18 Month IRA
1.10%$250-20 Month IRA
1.10%$250-17 Month Roth IRA
1.10%$250-18 Month Roth IRA
1.10%$250-20 Month Roth IRA
1.10%$250-17 Month CESA
1.10%$250-18 Month CESA
1.10%$250-20 Month CESA
1.10%$250-17 Month Passbook CESA
1.10%$250-17 Month Passbook IRA
1.10%$250-17 Month Passbook Roth IRA
1.10%$250-18 Month Passbook CESA
1.10%$250-18 Month Passbook IRA
1.10%$250-18 Month Passbook Roth IRA
1.10%$250-20 Month Passbook CESA
1.10%$250-20 Month Passbook IRA
1.10%$250-20 Month Passbook Roth IRA
1.05%$250-15 Month IRA
1.05%$250-16 Month IRA
1.05%$250-15 Month Roth IRA
1.05%$250-16 Month Roth IRA
1.05%$250-15 Month CESA
1.05%$250-16 Month CESA
1.05%$250-15 Month Passbook CESA
1.05%$250-15 Month Passbook IRA
1.05%$250-15 Month Passbook Roth IRA
1.05%$250-16 Month Passbook CESA
1.05%$250-16 Month Passbook IRA
1.05%$250-16 Month Passbook Roth IRA
1.05%$250-11 Month Relationship IRA Special with Coupon
1.05%$250-11 Month Relationship Passbook IRA Special with Coupon
1.05%$250-11 Month Relationship Roth IRA Special with Coupon
1.05%$250-11 Month Relationship Passbook Roth IRA Special with Coupon
1.05%$250-11 Month Relationship CESA Special with Coupon
1.05%$250-11 Month Relationship Passbook CESA Special with Coupon
1.00%$250-13 Month IRA
1.00%$250-13 Month Roth IRA
1.00%$250-13 Month CESA
1.00%$250-13 Month Passbook CESA
1.00%$250-13 Month Passbook IRA
1.00%$250-13 Month Passbook Roth IRA
0.85%$250-12 Month IRA
0.85%$250-12 Month Roth IRA
0.85%$250-12 Month CESA
0.85%$250-12 Month Passbook CESA
0.85%$250-12 Month Passbook IRA
0.85%$250-12 Month Passbook Roth IRA
0.70%$250-19 Month Relationship IRA Special without Coupon
0.70%$250-19 Month Relationship Passbook IRA Special without Coupon
0.70%$250-19 Month Relationship Roth IRA Special without Coupon
0.70%$250-19 Month Relationship Passbook Roth IRA Special without Coupon
0.70%$250-19 Month Relationship CESA Special without Coupon
0.70%$250-19 Month Relationship Passbook CESA Special without Coupon
0.60%$250-6 Month IRA
0.60%$250-7 Month IRA
0.60%$250-8 Month IRA
0.60%$250-9 Month IRA
0.60%$250-10 Month IRA
0.60%$250-6 Month Roth IRA
0.60%$250-7 Month Roth IRA
0.60%$250-8 Month Roth IRA
0.60%$250-9 Month Roth IRA
0.60%$250-10 Month Roth IRA
0.60%$250-6 Month CESA
0.60%$250-7 Month CESA
0.60%$250-8 Month CESA
0.60%$250-9 Month CESA
0.60%$250-10 Month CESA
0.60%$250-6 Month Passbook CESA
0.60%$250-6 Month Passbook IRA
0.60%$250-6 Month Passbook Roth IRA
0.60%$250-7 Month Passbook CESA
0.60%$250-7 Month Passbook IRA
0.60%$250-7 Month Passbook Roth IRA
0.60%$250-8 Month Passbook CESA
0.60%$250-8 Month Passbook IRA
0.60%$250-8 Month Passbook Roth IRA
0.60%$250-9 Month Passbook CESA
0.60%$250-9 Month Passbook IRA
0.60%$250-9 Month Passbook Roth IRA
0.60%$250-10 Month Passbook CESA
0.60%$250-10 Month Passbook IRA
0.60%$250-10 Month Passbook Roth IRA
0.55%$250-11 Month Relationship IRA Special without Coupon
0.55%$250-11 Month Relationship Passbook IRA Special without Coupon
0.55%$250-11 Month Relationship Roth IRA Special without Coupon
0.55%$250-11 Month Relationship Passbook Roth IRA Special without Coupon
0.55%$250-11 Month Relationship CESA Special without Coupon
0.55%$250-11 Month Relationship Passbook CESA Special without Coupon
0.50%$250-5 Month IRA
0.50%$250-5 Month Roth IRA
0.50%$250-5 Month CESA
0.50%$250-5 Month Passbook CESA
0.50%$250-5 Month Passbook IRA
0.50%$250-5 Month Passbook Roth IRA
0.40%$250-4 Month IRA
0.40%$250-4 Month Roth IRA
0.40%$250-4 Month CESA
0.40%$250-4 Month Passbook CESA
0.40%$250-4 Month Passbook IRA
0.40%$250-4 Month Passbook Roth IRA
0.35%$250-3 Month IRA
0.35%$250-3 Month Roth IRA
0.35%$250-3 Month CESA
0.35%$250-3 Month Passbook CESA
0.35%$250-3 Month Passbook IRA
0.35%$250-3 Month Passbook Roth IRA
0.35%$250-3 Month Passbook Roth IRA

Rates updated: 5/27/2012

Data for Q4 2011


Institution Statistics


TAUNTON
NCUA #5602
BankRate ReportView
Year Chartered1947
Employees35
Primary Regulator

Assets and Liabilities

Assets$131.95 million
Loans$97.75 million
Deposits$110.62 million
Equity Capital$11.32 million
Loan Loss Allowance$2.79 million
Unbacked Noncurrent Loans$1.80 million
Real Estate Owned$313,000

Historic Data - December 2010

Assets$129.73 million
Equity Capital$10.23 million
Loan Loss Allowance$2.43 million
Unbacked Noncurrent Loans$2.25 million
Real Estate Owned$263,000

Profit Margin - Quarterly

Net Interest Margin5.33%
Return on Assets0.83%
Return on Equity9.65%
Interest Income$6.51 million
Non-Interest Income$1.66 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Taunton Credit Union had $2.11 million in non-current loans and owned real-estate with $14.12 million in equity and loan loss allowances on hand to cover it. This gives Taunton Credit Union a Texas Ratio of 14.95% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Taunton Credit Union decreased slightly from 19.85% as of December 31, 2010 to 14.95% as of December 31, 2011, resulting in a positive change of 24.64%.This indicates that the balance sheet and financial strength for Taunton Credit Union has improved slightly in recent periods.
Deposit Growth4
In the past year, Taunton Credit Union has increased its total deposits by $1.75 million, resulting in 1.61% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Taunton Credit Union has shown is above average.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Taunton Credit Union has $131.95 million in assets with $14.12 million in equity, resulting in a capitalization level of 10.70%, which is above average.
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