Taylor County Bank

Taylor County Bank is headquartered in Campbellsville and is the 89^th largest bank in the state of Kentucky. It is also the 3,703^rd largest bank in the nation. It was established in 1937 and as of March of 2012, it had grown to 44 employees at 4 locations. Taylor County Bank has a 5-star health rating.

Taylor County Bank Routing Number: 083907887

Data for Q1 2012

Institution Statistics Taylor County Bank FDIC Certificate # 15590 BankRate Report View Year Established 1937 Employees 44 Primary Regulator FDIC Assets and Liabilities Assets $160.16 million Loans $113.92 million Deposits $131.25 million Equity Capital $17.65 million Loan Loss Allowance $1.24 million Unbacked Noncurrent Loans $285,000 Real Estate Owned $305,000 Historic Data - March 2011 Assets $153.35 million Equity Capital $14.74 million Loan Loss Allowance $1.05 million Unbacked Noncurrent Loans $351,000 Real Estate Owned $870,000 Profit Margin - Quarterly Net Interest Margin 4.59% Return on Assets 2.4% Return on Equity 22.08% Interest Income $2.04 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Taylor County Bank had $590,000 in non-current loans and owned real-estate with $18.89 million in equity and loan loss allowances on hand to cover it. This gives Taylor County Bank a Texas Ratio of 3.12% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Taylor County Bank decreased significantly from 7.73% as of March 31, 2011 to 3.12% as of March 31, 2012, resulting in a positive change of 59.63%.This indicates that the balance sheet and financial strength for Taylor County Bank has improved significantly in recent periods. Deposit Growth In the past year, Taylor County Bank has increased its total deposits by $3.54 million, resulting in 2.77% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Taylor County Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Taylor County Bank has $160.16 million in assets with $18.89 million in equity, resulting in a capitalization level of 11.80%, which is above average.

No reviews have been left for this bank yet. Be the first to review.