Technicolor Credit Union

Technicolor Credit Union Locations
434 W. Alameda Avenue
Burbank, CA 91506
(818) 973-4900
www.technicolorfcu.org



Technicolor Credit Union is headquartered in Burbank and is the 234th largest credit union in the state of California. It is also the 2,586th largest credit union in the nation. It was established in 1952 and as of December of 2011, it had grown to 15 employees and 4,882 members. Technicolor Credit Union has a 3-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Technicolor Credit Union Checking Account Rates

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0.15%$2,500-Spectrum Plus Checking Account
0.10%--Business Plus Checking Account

Technicolor Credit Union Savings Account Rates

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0.10%$100-Regular Prime Share Account
0.10%$100-Business Share Account
0.10%--Crew Savings Account
0.10%--Reflection Savings Account
0.10%$20-Holiday Club Savings Account

Technicolor Credit Union Money Market Rates

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0.15%$25k-Double Reel Money Account
0.10%$1k-Single Reel Money Account

Technicolor Credit Union CD Rates

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1.30%$100k-5 Year Jumbo CD
1.20%$1k$100k5 Year CD
1.10%$100k-4 Year Jumbo CD
1.00%$1k$100k4 Year CD
0.85%$100k-3 Year Jumbo CD
0.75%$1k$100k3 Year CD
0.62%$100k-2 Year Jumbo CD
0.52%$1k$100k2 Year CD
0.45%$100k-1 Year Jumbo CD
0.42%$25k$100k1 Year CD
0.27%$100k-6 Month Jumbo CD
0.25%$10k$100k6 Month CD

Technicolor Credit Union IRA Rates

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1.80%$500-5 Year Roth IRA
1.80%$1k-5 Year IRA
1.65%$1k-4 Year IRA
1.50%$50-3 Year Coverdell Education IRA
1.31%$1k-3 Year IRA
0.96%$1k-2 Year IRA
0.86%$25k-1 Year IRA
0.80%$50-Variable Education IRA
0.32%$50-IRA Share
0.32%$50-Roth IRA Share

Rates updated: 5/27/2012

Data for Q4 2011


Institution Statistics


TECHNICOLOR
NCUA #8230
BankRate ReportView
Year Chartered1952
Employees15
Primary Regulator

Assets and Liabilities

Assets$38.36 million
Loans$15.39 million
Deposits$34.25 million
Equity Capital$3.83 million
Loan Loss Allowance$588,000
Unbacked Noncurrent Loans$666,000
Real Estate Owned$415,000

Historic Data - December 2010

Assets$38.54 million
Equity Capital$4.69 million
Loan Loss Allowance$381,000
Unbacked Noncurrent Loans$615,000
Real Estate Owned$100,000

Profit Margin - Quarterly

Net Interest Margin6.64%
Return on Assets-2.26%
Return on Equity-22.63%
Interest Income$1.57 million
Non-Interest Income$342,000

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Technicolor Credit Union had $1.08 million in non-current loans and owned real-estate with $4.41 million in equity and loan loss allowances on hand to cover it. This gives Technicolor Credit Union a Texas Ratio of 24.49% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend2
The Texas Ratio for Technicolor Credit Union increased slightly from 14.09% as of December 31, 2010 to 24.49% as of December 31, 2011, resulting in a negative change of 73.80%. This indicates that the balance sheet and financial strength for Technicolor Credit Union has declined slightly in recent periods.
Deposit Growth4
In the past year, Technicolor Credit Union has increased its total deposits by $1.01 million, resulting in 3.03% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Technicolor Credit Union has shown is above average.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Technicolor Credit Union has $38.36 million in assets with $4.41 million in equity, resulting in a capitalization level of 11.51%, which is above average.
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