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972-494-9800
1919 S. Shiloh Road, Suite 100 Lb 30
Garland, TX 75042

Texas Brand Bank is headquartered in Garland and is the 351st largest bank in the state of Texas. It is also the 4,445th largest bank in the nation. It was established in 2005 and as of December of 2013, it had grown to 23 employees at 2 locations. Texas Brand Bank's money market rates are 14% higher than the national average, and it boasts a A+ health rating.

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Reviews (1)

Best People Ever

I have done business with Texas Brand Bank for 10 years. They have always been there for my every banking need. The friendliest staff I have ever dealed with. They have always went above and beyond . I have nothing but praise for them.



Health

Data for Q4 2013

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Texas Brand Bank had $590,000 in non-current loans and owned real-estate with $11.54 million in equity and loan loss allowances on hand to cover it. This gives Texas Brand Bank a Texas Ratio of 5.11% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for Texas Brand Bank decreased dramatically from 21.03% as of December 31, 2012 to 5.11% as of December 31, 2013, resulting in a positive change of 75.67%.This indicates that the balance sheet and financial strength for Texas Brand Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Texas Brand Bank has increased its total deposits by $15.07 million, resulting in 17.33% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Texas Brand Bank has shown is excellent.

Capitalization

GRADE:
B+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Texas Brand Bank has $112.6 million in assets with $11.54 million in equity, resulting in a capitalization level of 10.24%, which is above average.

Institution Statistics

Overall
FDIC Certificate #57922
Year Established2005
Employees23
Primary RegulatorFDIC
Assets and Liabilities
Assets$112.60 million
Loans$90.45 million
Deposits$102.02 million
Equity Capital$10.34 million
Loan Loss Allowance$1.19 million
Unbacked Noncurrent Loans$432,000
Real Estate Owned$158,000
Historic Data - December 2012
Assets$101.74 million
Equity Capital$9.69 million
Loan Loss Allowance$860,000
Unbacked Noncurrent Loans$432,000
Real Estate Owned$1.66 million
Profit Margin - Quarterly
Net Interest Margin4.34%
Return on Assets0.7%
Return on Equity7.66%
Interest Income$5.27 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Texas Brand Bank, we are a rate comparison website and can not provide official rates or promotions.

Texas Brand Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.10%--Savings Account

Texas Brand Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.50%$500k-Money Market Account

Texas Brand Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.10%$1k-Interest Checking

Texas Brand Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.50%$50k-5 Year CD
1.25%$50k-4 Year CD
1.10%$50k-3 Year CD
0.90%$50k-2 Year CD
0.85%$50k-18 Month CD
0.75%$50k-1 Year CD

Texas Brand Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.50%$50k-5 Year IRA
1.25%$50k-4 Year IRA
1.10%$50k-3 Year IRA
0.90%$50k-2 Year IRA
0.85%$50k-18 Month IRA
0.75%$50k-1 Year IRA
Locations


Texas Brand Bank Locations
Texas Brand Bank1919 S. Shiloh Road, Suite 100 LB 30Garland, TX 75042
Uptown Branch4161 Mckinney Ave, Suite 101Dallas, TX 75204