Texas Brand Bank is headquartered in Garland and is the 337th largest bank in the state of Texas. It is also the 4,200th largest bank in the nation. It was established in 2005 and as of March of 2014, it had grown to 24 employees at 2 locations. Texas Brand Bank has a A health rating.
I have done business with Texas Brand Bank for 10 years. They have always been there for my every banking need. The friendliest staff I have ever dealed with. They have always went above and beyond . I have nothing but praise for them.
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Texas Brand Bank had $225,000 in non-current loans and owned real-estate with $11.73 million in equity and loan loss allowances on hand to cover it. This gives Texas Brand Bank a Texas Ratio of 1.92% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Texas Brand Bank decreased dramatically from 20.79% as of March 31, 2013 to 1.92% as of March 31, 2014, resulting in a positive change of 90.78%.This indicates that the balance sheet and financial strength for Texas Brand Bank has improved dramatically in recent periods.
In the past year, Texas Brand Bank has increased its total deposits by $17.33 million, resulting in 18.72% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Texas Brand Bank has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Texas Brand Bank has $123.79 million in assets with $11.73 million in equity, resulting in a capitalization level of 9.48%, which is average.
|FDIC Certificate #||57922|
|Assets and Liabilities|
|Equity Capital||$10.58 million|
|Loan Loss Allowance||$1.16 million|
|Real Estate Owned||$225,000|
|Historic Data - March 2013|
|Equity Capital||$9.78 million|
|Loan Loss Allowance||$967,000|
|Unbacked Noncurrent Loans||$0|
|Real Estate Owned||$1.65 million|
|Profit Margin - Quarterly|
|Net Interest Margin||4.28%|
|Return on Assets||0.7%|
|Return on Equity||7.88%|
|Interest Income||$1.42 million|
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|0.40%||$500k||-||Money Market Account|
|1.45%||$100k||-||5 Year CD|
|1.20%||$100k||-||4 Year CD|
|0.95%||$100k||-||3 Year CD|
|0.75%||$100k||-||2 Year CD|
|0.70%||$100k||-||18 Month CD|
|0.65%||$100k||-||1 Year CD|
|0.40%||$100k||-||6 Month CD|
|0.25%||$100k||-||3 Month CD|
|1.45%||$100k||-||5 Year IRA|
|1.20%||$100k||-||4 Year IRA|
|0.95%||$100k||-||3 Year IRA|
|0.75%||$100k||-||2 Year IRA|
|0.70%||$100k||-||18 Month IRA|
|0.65%||$100k||-||1 Year IRA|
|Texas Brand Bank Locations|
|Texas Brand Bank||1919 S. Shiloh Road, Suite 100 LB 30||Garland, TX 75042|
|Uptown Branch||4161 Mckinney Ave, Suite 101||Dallas, TX 75204|