Average User Rating:3.5 star rating based on 4 reviews.
Texas Citizens Bank
Texas Citizens Bank Locations| 4949 Fairmont Parkway Pasadena, TX 77505 281.991.4949 www.texascitizensbank.com  |
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Texas Citizens Bank is headquartered in Pasadena and is the 169th largest bank in the state of Texas. It is also the 2,248th largest bank in the nation. It was established in 2006 and as of September of 2011, it had grown to 74 employees at 6 locations. Texas Citizens Bank has a 5-star health rating.
Related Posts
Texas Citizens Bank -- Reward Plus Account Big Rate Drop -- Now 2.5% (From 5.01%) (Forum) - 12/21/2010
Reward Plus: From (5.01%, $25K) to (2.50%, $25K). 5% (at least $25K) club members: from 6 to 5; trending down by the day, 4, 3, ...
Best High-Yield Reward Checking Accounts in Texas - 8/24/2010
The First State Bank continues to offer 4.00% APY (as of 8/24/10) on its Diamond Reward Checking Account . The rate applies to balances up to $25K if the typical reward checking requirements are met. ...
Texas Citizens Bank Rate Drop (Forum) - 7/22/2010
Reward Checking ($25K): 4.76% to 2.76% Reward Plus Checking ($25K): Still 5.01% (maybe not for long) Credit to Kwg of FWF.
Update on the Best Reward Checking Account in Houston Texas - 6/4/2010
Texas Citizens Bank continues to offer two competitive rates on its reward checking accounts. In my last report on this bank in 2008, I had only mentioned the reward checking account with a 4.76% APY ...
2010
2008
See Rates for: Checking | Savings | Money Market | CD
Texas Citizens Bank Checking Account Rates
Texas Citizens Bank Savings Account Rates
Texas Citizens Bank Money Market Rates
Texas Citizens Bank CD Rates
| Apy | Min | Max | Product | |
| 1.25% | $10k | - | 48 Month "One Bump" Certificates of Deposit | |
| 1.05% | $10k | - | 30 Month "One Bump" Certificates of Deposit | |
| 0.90% | - | - | 24 Month Reward CD | |
| 0.85% | - | - | 24 Month CD | |
| 0.75% | - | - | 18 Month Reward CD | |
| 0.70% | - | - | 18 Month CD | |
| 0.70% | - | - | 12 Month Reward CD | |
| 0.65% | - | - | 12 Month CD | |
| 0.55% | - | - | 9 Month Reward CD | |
| 0.50% | - | - | 9 Month CD | |
| 0.45% | - | - | 6 Month Reward CD | |
| 0.40% | - | - | 6 Month CD | |
| 0.30% | - | - | 3 Month Reward CD | |
| 0.25% | - | - | 3 Month CD |
Rates updated: 2/11/2012
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Watch Statement
- John - Sunday, October 17, 2010 - 3:42 PMWhen the account was first opened in July 2010, the rate given for Rewards Checking was close to the Rewards Plus checking - about 4.76% and 5.01%, but the day after opening the account the rate for the Reward Checking dropped to 2.76% with no notification. The first month was to have no restrictions, but it was only one day, as the cutoff for this bank falls in the middle of the month. Reward was not paid for Aug 2010, so we called and they said it was a mistake and made the interest payment, as the 3 bill pay and 12 debit and online statement requirements were met. Reward was not paid for Sept 2010, so we emailed and got a response that they made a mistake again & paid the interest on the first $25,000 in the account. Good news is that today we got msg that statement was available and the interest was paid for Oct. 2010 statement. There is also a provision in the contract that if the account is closed within one year, there is a penalty of most of the interest paid. So, we'll probably have direct deposit transferred to this account to qualify for 5.01% APY, which is the only added feature needed to upgrade the account. In all, they have paid interest, but mistakes can happen and need to be corrected. *Dates, figures and amounts are to the best estimates and are not provided for any short or long-term comparisons to this or other banks providing interest bearing accounts.
4
Rewards Plus Checking Rate
- Anonymous - Wednesday, November 10, 2010 - 12:57 AMStill says 5.01% on the website but when I log on to my account the rate is 4.90%. Seems as though it has dropped just a bit.
2
Crappy Online System
- MCF7 - Tuesday, December 6, 2011 - 5:26 PMDramatically drop the interest rate without notice. Bad online system. Too bad don't have the courtesy of notifying costumer. What is this bank good for.
1
I've Been A Customer For A Little Less Than A Year And Have Been Extremely Pleased With My
I've been a customer for a little less than a year and have been extremely pleased with my experience. The customer service staff is very responsive either by phone or email. The Bill Pay has a couple of quirks but continues to show improvement (everything is paid on time but default is to min. pay instead of full for automatic payments so I have to manually change). They also participate in Mint.com's program. I have a Reward Plus account which is currently paying 5.01% APY.