Average User Rating:4 star rating based on 5 reviews.
Texas Citizens Bank
Texas Citizens Bank Locations|
4949 Fairmont Parkway Pasadena, TX 77505 713.948.5700 www.texascitizensbank.com  |
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Texas Citizens Bank is headquartered in Pasadena and is the 176th largest bank in the state of Texas. It is also the 2,161st largest bank in the nation. It was established in 2006 and as of December of 2012, it had grown to 79 employees at 6 locations. Texas Citizens Bank has a 4-star health rating.
Related Posts
Texas Citizens Bank -- Reward Plus Account Big Rate Drop -- Now 2.5% (From 5.01%) (Forum) - 12/21/2010
Reward Plus: From (5.01%, $25K) to (2.50%, $25K). 5% (at least $25K) club members: from 6 to 5; trending down by the day, 4, 3, ...
Best High-Yield Reward Checking Accounts in Texas - 8/24/2010
The First State Bank continues to offer 4.00% APY (as of 8/24/10) on its Diamond Reward Checking Account . The rate applies to balances up to $25K if the typical reward checking requirements are met. ...
Texas Citizens Bank Rate Drop (Forum) - 7/22/2010
Reward Checking ($25K): 4.76% to 2.76% Reward Plus Checking ($25K): Still 5.01% (maybe not for long) Credit to Kwg of FWF.
Update on the Best Reward Checking Account in Houston Texas - 6/4/2010
Texas Citizens Bank continues to offer two competitive rates on its reward checking accounts. In my last report on this bank in 2008, I had only mentioned the reward checking account with a 4.76% APY ...
2010
2008
See Rates for: Checking | Savings | Money Market | CD
Texas Citizens Bank Checking Account Rates
Texas Citizens Bank Savings Account Rates
Texas Citizens Bank Money Market Rates
Texas Citizens Bank CD Rates
| Apy | Min | Max | Product | |
| 1.25% | $10k | - | 48 Month "One Bump" CD | |
| 1.05% | $10k | - | 30 Month "One Bump" CD | |
| 0.90% | - | - | 24 Month Reward CD | |
| 0.85% | - | - | 24 Month CD | |
| 0.75% | - | - | 18 Month Reward CD | |
| 0.70% | - | - | 18 Month CD | |
| 0.70% | - | - | 12 Month Reward CD | |
| 0.65% | - | - | 12 Month CD | |
| 0.55% | - | - | 9 Month Reward CD | |
| 0.50% | - | - | 9 Month CD | |
| 0.45% | - | - | 6 Month Reward CD | |
| 0.40% | - | - | 6 Month CD | |
| 0.30% | - | - | 3 Month Reward CD | |
| 0.25% | - | - | 3 Month CD |
Rates updated: 5/24/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Watch Statement
- John - Sunday, October 17, 2010 - 3:42 PMWhen the account was first opened in July 2010, the rate given for Rewards Checking was close to the Rewards Plus checking - about 4.76% and 5.01%, but the day after opening the account the rate for the Reward Checking dropped to 2.76% with no notification. The first month was to have no restrictions, but it was only one day, as the cutoff for this bank falls in the middle of the month. Reward was not paid for Aug 2010, so we called and they said it was a mistake and made the interest payment, as the 3 bill pay and 12 debit and online statement requirements were met. Reward was not paid for Sept 2010, so we emailed and got a response that they made a mistake again & paid the interest on the first $25,000 in the account. Good news is that today we got msg that statement was available and the interest was paid for Oct. 2010 statement. There is also a provision in the contract that if the account is closed within one year, there is a penalty of most of the interest paid. So, we'll probably have direct deposit transferred to this account to qualify for 5.01% APY, which is the only added feature needed to upgrade the account. In all, they have paid interest, but mistakes can happen and need to be corrected. *Dates, figures and amounts are to the best estimates and are not provided for any short or long-term comparisons to this or other banks providing interest bearing accounts.
4
Online Banking System
- Mayon - Saturday, November 10, 2012 - 4:07 PMThe online banking and cash management system is the best I have used. It allows me to monitor my balances and activity at all my banks and brokerage firms. It also provides an excellent interface to all my credit card accounts. The customer service at TCB is great!!!
The interest rate on my RewardPlus personal checking account is higher than other banks pay on their CDs. The bank also allows me to use any ATM at no cost to me. I have no reservations in recommending TCB.
2
Crappy Online System
- MCF7 - Tuesday, December 6, 2011 - 5:26 PMDramatically drop the interest rate without notice. Bad online system. Too bad don't have the courtesy of notifying costumer. What is this bank good for.
2
Rewards Plus Checking Rate
- Anonymous - Wednesday, November 10, 2010 - 12:57 AMStill says 5.01% on the website but when I log on to my account the rate is 4.90%. Seems as though it has dropped just a bit.
2
Nationwide Savings Accounts
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
* All banks listed are a Member FDIC.
I've Been A Customer For A Little Less Than A Year And Have Been Extremely Pleased With My
I've been a customer for a little less than a year and have been extremely pleased with my experience. The customer service staff is very responsive either by phone or email. The Bill Pay has a couple of quirks but continues to show improvement (everything is paid on time but default is to min. pay instead of full for automatic payments so I have to manually change). They also participate in Mint.com's program. I have a Reward Plus account which is currently paying 5.01% APY.