Institution Statistics
| The Bank Arlington | | FDIC Certificate # | 58333 | | BankRate Report | View | | Year Established | 2006 | | Employees | 9 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $37.35 million | | Loans | $22.62 million | | Deposits | $33.17 million | | Equity Capital | $3.43 million | | Loan Loss Allowance | $214,000 | | Real Estate Owned | $494,000 |
Historic Data - March 2011 | | Assets | $41.31 million | | Equity Capital | $4.21 million | | Loan Loss Allowance | $249,000 | | Unbacked Noncurrent Loans | $80,000 | | Real Estate Owned | $420,000 |
Profit Margin - Quarterly | | Net Interest Margin | 3.81% | | Return on Assets | -10.04% | | Return on Equity | -95.43% | | Interest Income | $367,000 |
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Institution Health
Overall Score:
3 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Bank Arlington had $494,000 in non-current loans and owned real-estate with $3.64 million in equity and loan loss allowances on hand to cover it. This gives The Bank Arlington a Texas Ratio of 13.56% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for The Bank Arlington held steady from 11.21% as of March 31, 2011 to 13.56% as of March 31, 2012, resulting in a negative change of 21.04%. This indicates that the balance sheet and financial strength for The Bank Arlington has held steady in recent periods. | | Deposit Growth |  | | In the past year, The Bank Arlington has decreased its total deposits by -$3.84 million, resulting in -10.38% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Bank Arlington has shown is poor. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Bank Arlington has $37.35 million in assets with $3.64 million in equity, resulting in a capitalization level of 9.75%, which is average. |
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