Institution Statistics
| The Bank of Burlington | | FDIC Certificate # | 15759 | | BankRate Report | View | | Year Established | 1931 | | Employees | 12 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $61.54 million | | Loans | $6.33 million | | Deposits | $56.12 million | | Equity Capital | $5.36 million | | Loan Loss Allowance | $138,000 |
Historic Data - March 2011 | | Assets | $53.47 million | | Equity Capital | $4.04 million | | Loan Loss Allowance | $138,000 |
Profit Margin - Quarterly | | Net Interest Margin | 2.28% | | Return on Assets | 0.75% | | Return on Equity | 8.76% | | Interest Income | $372,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Bank of Burlington had $0 in non-current loans and owned real-estate with $5.5 million in equity and loan loss allowances on hand to cover it. This gives The Bank of Burlington a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, The Bank of Burlington has increased its total deposits by $6.78 million, resulting in 13.75% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Bank of Burlington has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Bank of Burlington has $61.54 million in assets with $5.5 million in equity, resulting in a capitalization level of 8.93%, which is average. |
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