The Bank of Las Vegas

The Bank of Las Vegas is headquartered in Las Vegas and is the 18^st largest bank in the state of New Mexico. It is also the 3,038^th largest bank in the nation. It was established in 1890 and as of March of 2012, it had grown to 59 employees at 5 locations. The Bank of Las Vegas has a 5-star health rating.

Data for Q1 2012

Institution Statistics Southwest Capital Bank FDIC Certificate # 12258 BankRate Report View Year Established 1890 Employees 59 Primary Regulator FDIC Assets and Liabilities Assets $206.47 million Loans $159.18 million Deposits $161.90 million Equity Capital $19.88 million Loan Loss Allowance $2.17 million Unbacked Noncurrent Loans $393,000 Real Estate Owned $200,000 Historic Data - March 2011 Assets $177.68 million Equity Capital $17.42 million Loan Loss Allowance $1.72 million Unbacked Noncurrent Loans $375,000 Profit Margin - Quarterly Net Interest Margin 4.63% Return on Assets 2.46% Return on Equity 25.58% Interest Income $2.68 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Bank of Las Vegas had $593,000 in non-current loans and owned real-estate with $22.06 million in equity and loan loss allowances on hand to cover it. This gives The Bank of Las Vegas a Texas Ratio of 2.69% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Bank of Las Vegas held steady from 1.96% as of March 31, 2011 to 2.69% as of March 31, 2012, resulting in a negative change of 37.21%. This indicates that the balance sheet and financial strength for The Bank of Las Vegas has held steady in recent periods. Deposit Growth In the past year, The Bank of Las Vegas has increased its total deposits by $24.15 million, resulting in 17.53% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Bank of Las Vegas has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Bank of Las Vegas has $206.47 million in assets with $22.06 million in equity, resulting in a capitalization level of 10.68%, which is above average.

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