Institution Statistics
| The Bank of Missouri | | FDIC Certificate # | 1617 | | BankRate Report | View | | Year Established | 1891 | | Employees | 231 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $889.96 million | | Loans | $617.60 million | | Deposits | $687.19 million | | Equity Capital | $90.15 million | | Loan Loss Allowance | $11.07 million | | Unbacked Noncurrent Loans | $7.63 million | | Real Estate Owned | $5.02 million |
Historic Data - March 2011 | | Assets | $847.54 million | | Equity Capital | $76.63 million | | Loan Loss Allowance | $10.06 million | | Unbacked Noncurrent Loans | $4.22 million | | Real Estate Owned | $6.88 million |
Profit Margin - Quarterly | | Net Interest Margin | 4.17% | | Return on Assets | 1.13% | | Return on Equity | 11.14% | | Interest Income | $10.06 million |
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Institution Health
Overall Score:
4 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Bank of Missouri had $12.65 million in non-current loans and owned real-estate with $101.23 million in equity and loan loss allowances on hand to cover it. This gives The Bank of Missouri a Texas Ratio of 12.49% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for The Bank of Missouri held steady from 12.80% as of March 31, 2011 to 12.49% as of March 31, 2012, resulting in a positive change of 2.40%.This indicates that the balance sheet and financial strength for The Bank of Missouri has held steady in recent periods. | | Deposit Growth | | | In the past year, The Bank of Missouri has increased its total deposits by $32.57 million, resulting in 4.98% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Bank of Missouri has shown is above average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Bank of Missouri has $889.96 million in assets with $101.23 million in equity, resulting in a capitalization level of 11.37%, which is above average. |
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Average User Rating:
The Bank Of Missouri Has A Great SBA Department - They Bend Over Backwards To Help Small Businesses
I recently got an SBA loan from The Bank of Missouri, and also have my personal and business checking with them. I have to give them major points for spending a lot of time with me just trying to figure out what the best type of account was for me, getting me the best rates etc. Instead of just selling me what they wanted or telling me what I needed, they actually worked with me to figure things out. Love this bank and the people that work there!