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916 North Kings Highway
Perryville, MO 63775

The Bank of Missouri is headquartered in Perryville and is the 23rd largest bank in the state of Missouri. It is also the 625th largest bank in the nation. It was established in 1891 and as of March of 2014, it had grown to 303 employees at 19 locations. The Bank of Missouri has a B+ health rating.

Reviews (1)

The Bank Of Missouri Has A Great SBA Department - They Bend Over Backwards To Help Small Businesses

I recently got an SBA loan from The Bank of Missouri, and also have my personal and business checking with them.  I have to give them major points for spending a lot of time with me just trying to figure out what the best type of account was for me, getting me the best rates etc.  Instead of just selling me what they wanted or telling me what I needed, they actually worked with me to figure things out.  Love this bank and the people that work there! 


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 The Bank of Missouri had $9.76 million in non-current loans and owned real-estate with $121.46 million in equity and loan loss allowances on hand to cover it. This gives The Bank of Missouri a Texas Ratio of 8.04% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for The Bank of Missouri experienced no significant changes from 5.28% as of March 31, 2013 to 8.04% as of March 31, 2014, resulting in a negative change of 52.14%. This indicates that the balance sheet and financial strength for The Bank of Missouri has had no significant changes in recent periods.

Deposit Growth


In the past year, The Bank of Missouri has increased its total deposits by $23.31 million, resulting in 2.92% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Bank of Missouri has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Bank of Missouri has $1.07 billion in assets with $121.46 million in equity, resulting in a capitalization level of 11.32%, which is excellent.

Institution Statistics

FDIC Certificate #1617
Year Established1891
Primary RegulatorFDIC
Assets and Liabilities
Assets$1.07 billion
Loans$722.46 million
Deposits$822.62 million
Equity Capital$112.01 million
Loan Loss Allowance$9.45 million
Unbacked Noncurrent Loans$890,000
Real Estate Owned$8.87 million
Historic Data - March 2013
Assets$1.03 billion
Equity Capital$110.00 million
Loan Loss Allowance$10.25 million
Unbacked Noncurrent Loans$890,000
Real Estate Owned$5.34 million
Profit Margin - Quarterly
Net Interest Margin4.05%
Return on Assets0.93%
Return on Equity8.89%
Interest Income$10.80 million

Always verify rates and promotions with the bank or credit union. We are not The Bank of Missouri, we are a rate comparison website and can not provide official rates or promotions.

The Bank of Missouri Savings Account Rates

0.30%$100k-High Performance Savings
0.30%$100k-Business High Performance Savings
0.12%$25k-Treasury Indexed Fund Account
0.12%$25k-Business Treasury Indexed Fund Account
0.10%$100-Statement Savings Account
0.10%$25-Show Me Saver Account
0.10%$100-Health Savings Account - Monthly Fee
0.10%$100-Health Savings Account - Annual Fee
0.05%--Christmas Club Account
0.05%--Insured Cash Sweep

The Bank of Missouri Money Market Rates

0.12%$100k-Money Market Plus Account
0.12%$100k-Business Money Market Account

The Bank of Missouri Checking Account Rates

0.10%$100-Investors' Club
0.05%$100-Select Checking

The Bank of Missouri CD Rates

0.89%$500-48 Month CD
0.68%$500-36 Month CD
0.49%$500-24 Month CD
0.41%$500-12 Month CD
0.41%$500-17 Month CD
0.21%$500-6 Month CD
0.10%$500-3 Month CD

The Bank of Missouri IRA Rates

0.89%$500-48 Month IRA
0.68%$500-36 Month IRA
0.49%$500-24 Month IRA
0.43%$500-18 Month Fixed Rate IRA
0.41%$500-12 Month IRA
0.41%$500-17 Month IRA
0.21%$500-6 Month IRA
0.10%$500-3 Month IRA

The Bank of Missouri has 20 locations. Click to view all The Bank of Missouri locations.