The Bryn Mawr Trust Company

801 Lancaster Avenue
Bryn Mawr, PA 19010
610-525-1700.
www.bmtc.com

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The Bryn Mawr Trust Company is headquartered in Bryn Mawr and is the 20^th largest bank in the state of Pennsylvania. It is also the 387^th largest bank in the nation. It was established in 1889 and as of September of 2011, it had grown to 330 employees at 24 locations. The Bryn Mawr Trust Company has a 4-star health rating.

Free iPod Touch Checking Account Bonus In Philly Metro Area (Forum) - 6/19/2011

The Bryn Mawr Trust Company is having another checking account promotion that offers a free Apple 32GB iPod Touch. Another gift option is the Asus Eee PC Netbook that the can be chosen instead of the iPod Touch. It was mentioned by FW member Treefarn in

Free Apple 32 GB iPod Touch Checking Account Promotion at The Bryn Mawr Trust Company in PA - Local Only - 10/6/2010

The Bryn Mawr Trust Company is having another checking account promotion with a free Apple 32GB iPod Touch. It's very similar to the one they had last year . However, they have tougher direct deposit ...

Free Apple 8 GB iPod Touch Checking Account Promotion at The Bryn Mawr Trust Company in PA - 2/5/2009

The Bryn Mawr Trust Company is having a checking account promotion with a free Apple 8 GB iPod Touch. It requires opening a checking account with a minimum $250 and initiating direct deposit of payroll or government checks. This promotion doesn't seem to...

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See Rates for: Checking | Savings | Money Market | CD | IRA

The Bryn Mawr Trust Company Checking Account Rates

Apy	Min	Max	Product
0.18%	$100k	-	Business Non-Profit Checking
0.08%	-	-	Centennial Gold 50
0.05%	-	-	Personal Special Checking

The Bryn Mawr Trust Company Savings Account Rates

Apy	Min	Max	Product
0.30%	$10k	-	Small Business Benefits Statement Savings
0.08%	-	-	Statement Savings

The Bryn Mawr Trust Company Money Market Rates

Apy	Min	Max	Product
0.50%	$100k	-	Premium Money Market
0.35%	$50k	-	Personal Market Rate

The Bryn Mawr Trust Company CD Rates

Apy	Min	Max	Product
1.75%	$250	-	5 Year CD
0.90%	$250	-	2 Year CD
0.90%	$250	-	3 Year CD
0.90%	$250	-	4 Year CD
0.65%	$250	-	1 1/2 Year CD
0.50%	$250	-	1 Year CD
0.30%	$250	-	6 Month CD
0.25%	$250	-	3 Month CD

The Bryn Mawr Trust Company IRA Rates

Apy	Min	Max	Product
1.75%	$250	-	5 Year IRA
1.75%	$250	-	5 Year Roth IRA
1.75%	$250	-	5 Year SEP IRA
0.90%	$250	-	2 Year IRA
0.90%	$250	-	3 Year IRA
0.90%	$250	-	4 Year IRA
0.90%	$250	-	2 Year Roth IRA
0.90%	$250	-	3 Year Roth IRA
0.90%	$250	-	4 Year Roth IRA
0.90%	$250	-	2 Year SEP IRA
0.90%	$250	-	3 Year SEP IRA
0.90%	$250	-	4 Year SEP IRA
0.65%	$250	-	1 1/2 Year IRA
0.65%	$250	-	1 1/2 Year Roth IRA
0.65%	$250	-	1 1/2 Year SEP IRA
0.50%	$250	-	1 Year IRA
0.50%	$250	-	1 Year Roth IRA
0.50%	$250	-	1 Year SEP IRA
0.30%	$250	-	6 Month IRA
0.30%	$250	-	6 Month Roth IRA
0.30%	$250	-	6 Month SEP IRA
0.25%	$250	-	3 Month IRA
0.25%	$250	-	3 Month Roth IRA
0.25%	$250	-	3 Month SEP IRA

Rates updated: 2/11/2012

Data for Q3 2011

Institution Statistics

The Bryn Mawr Trust Company
FDIC Certificate #	11866
BankRate Report	View
Year Established	1889
Employees	330
Primary Regulator	FED
Assets and Liabilities
Assets	$1.74 billion
Loans	$1.27 billion
Deposits	$1.36 billion
Equity Capital	$178.86 million
Loan Loss Allowance	$11.65 million
Unbacked Noncurrent Loans	$14.19 million
Real Estate Owned	$1.30 million
Historic Data - September 2010
Assets	$1.70 billion
Equity Capital	$150.12 million
Loan Loss Allowance	$10.30 million
Unbacked Noncurrent Loans	$10.85 million
Real Estate Owned	$1.17 million
Profit Margin - Quarterly
Net Interest Margin	4.07%
Return on Assets	1.11%
Return on Equity	11.41%
Interest Income	$56.10 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 The Bryn Mawr Trust Company had $15.5 million in non-current loans and owned real-estate with $190.51 million in equity and loan loss allowances on hand to cover it. This gives The Bryn Mawr Trust Company a Texas Ratio of 8.13% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for The Bryn Mawr Trust Company held steady from 7.49% as of September 30, 2010 to 8.13% as of September 30, 2011, resulting in a negative change of 8.56%. This indicates that the balance sheet and financial strength for The Bryn Mawr Trust Company has held steady in recent periods.
Deposit Growth
In the past year, The Bryn Mawr Trust Company has increased its total deposits by $89.71 million, resulting in 7.09% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Bryn Mawr Trust Company has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Bryn Mawr Trust Company has $1.74 billion in assets with $190.51 million in equity, resulting in a capitalization level of 10.96%, which is above average.