The Carson National Bank of Auburn

The Carson National Bank of Auburn Locations
2301 Dahlke Avenue
Auburn, NE 68305
www.carsonnationalbank.com



The Carson National Bank of Auburn is headquartered in Auburn and is the 120th largest bank in the state of Nebraska. It is also the 5,746th largest bank in the nation. It was established in 1887 and as of March of 2012, it had grown to 11 employees at 1 location. The Carson National Bank of Auburn has a 5-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

The Carson National Bank of Auburn Checking Account Rates

ApyMinMaxProduct
0.10%$2,500-Super Now Account
0.05%$1k-Now Account

The Carson National Bank of Auburn Savings Account Rates

ApyMinMaxProduct
0.15%--Saving Account
0.10%$2,500-Diamond Club Account

The Carson National Bank of Auburn Money Market Rates

ApyMinMaxProduct
0.10%$2,500-Money Market Account

The Carson National Bank of Auburn CD Rates

ApyMinMaxProduct
1.51%$100-48 Month CD
0.95%$100-30 Month CD
0.75%$100-24 Month CD
0.70%$100-21 Month CD
0.65%$100-19 Month CD
0.55%$100-18 Month CD
0.50%$100-15 Month CD
0.40%$100-12 Month CD
0.35%$100-10 Month CD
0.30%$100-9 Month CD
0.25%$100-7 Month CD
0.20%$100-6 Month CD
0.15%$100-3 Month CD

The Carson National Bank of Auburn IRA Rates

ApyMinMaxProduct
1.31%--18 Month Traditional IRA
1.31%--18 Month Roth IRA
1.31%--18 Month Educaton IRA
1.21%--12 Month Traditional IRA
1.21%--12 Month Roth IRA
1.21%--12 Month Education IRA

Rates updated: 5/27/2012

Data for Q1 2012


Institution Statistics


The Carson National Bank of Auburn
FDIC Certificate #5379
BankRate ReportView
Year Established1887
Employees11
Primary RegulatorOCC

Assets and Liabilities

Assets$71.17 million
Loans$19.99 million
Deposits$61.12 million
Equity Capital$8.29 million
Loan Loss Allowance$366,000
Unbacked Noncurrent Loans$160,000

Historic Data - March 2011

Assets$65.94 million
Equity Capital$7.68 million
Loan Loss Allowance$330,000
Unbacked Noncurrent Loans$305,000

Profit Margin - Quarterly

Net Interest Margin2.5%
Return on Assets0.67%
Return on Equity5.54%
Interest Income$511,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Carson National Bank of Auburn had $160,000 in non-current loans and owned real-estate with $8.66 million in equity and loan loss allowances on hand to cover it. This gives The Carson National Bank of Auburn a Texas Ratio of 1.85% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for The Carson National Bank of Auburn decreased significantly from 3.81% as of March 31, 2011 to 1.85% as of March 31, 2012, resulting in a positive change of 51.49%.This indicates that the balance sheet and financial strength for The Carson National Bank of Auburn has improved significantly in recent periods.
Deposit Growth5
In the past year, The Carson National Bank of Auburn has increased its total deposits by $4.54 million, resulting in 8.03% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Carson National Bank of Auburn has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Carson National Bank of Auburn has $71.17 million in assets with $8.66 million in equity, resulting in a capitalization level of 12.17%, which is excellent.
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