The Chasewood Bank

20333 Sh 249 Road
Houston, TX 77070
(281) 320-6777
www.chasewoodbank.com

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The Chasewood Bank is headquartered in Houston and is the 363^rd largest bank in the state of Texas. It is also the 4,532^nd largest bank in the nation. It was established in 1983 and as of March of 2012, it had grown to 25 employees at 2 locations. The Chasewood Bank's CD rates are 11% higher than the national average, and it boasts a 5-star health rating.

Top CD Rates Continue at Chasewood Bank in Houston - Local Only - 7/14/2011

Chasewood Bank continues to offer competitive short-term and mid-term CD rates. I first reported on these last November. I was surprised to see the bank still offering the same rates so I called the b ...

Top Short-Term and Mid-Term CD Rates at Chasewood Bank in Houston - 11/3/2010

Chasewood Bank is offering some competitive short-term and mid-term CD rates. The Jumbo CDs with a minimum of $95K have the best rates. These include a 1.91% APY 2-year CD, a 1.51% APY 1-year CD and a ...

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See Rates for: Checking | Savings | Money Market | CD | IRA

The Chasewood Bank Checking Account Rates

	Apy	Min	Max	Product
	0.05%	-	-	Individual Now Account

The Chasewood Bank Savings Account Rates

	Apy	Min	Max	Product
	0.10%	-	-	Personal Savings

The Chasewood Bank Money Market Rates

Apy	Min	Max	Product
0.50%	$100k	-	Money Fund Plus
0.15%	-	-	Money Market Savings

The Chasewood Bank CD Rates

Apy	Min	Max	Product
1.21%	-	-	2 Year CD
1.00%	-	-	12-18 Month CD
0.90%	-	-	30-59 Day CD
0.90%	-	-	60-89 Day CD
0.90%	-	-	90-179 Day CD
0.90%	-	-	180-269 Day CD
0.90%	-	-	270-364 Day CD

The Chasewood Bank IRA Rates

	Apy	Min	Max	Product
	1.11%	-	-	12 Month IRA

Rates updated: 5/27/2012

Data for Q1 2012

Institution Statistics

The Chasewood Bank
FDIC Certificate #	24272
BankRate Report	View
Year Established	1983
Employees	25
Primary Regulator	FDIC
Assets and Liabilities
Assets	$117.03 million
Loans	$34.44 million
Deposits	$106.75 million
Equity Capital	$9.37 million
Loan Loss Allowance	$338,000
Historic Data - March 2011
Assets	$92.72 million
Equity Capital	$8.90 million
Loan Loss Allowance	$336,000
Unbacked Noncurrent Loans	$1.06 million
Profit Margin - Quarterly
Net Interest Margin	2.41%
Return on Assets	0.01%
Return on Equity	0.09%
Interest Income	$964,000

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Chasewood Bank had $0 in non-current loans and owned real-estate with $9.7 million in equity and loan loss allowances on hand to cover it. This gives The Chasewood Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth
In the past year, The Chasewood Bank has increased its total deposits by $27.54 million, resulting in 34.77% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Chasewood Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Chasewood Bank has $117.03 million in assets with $9.7 million in equity, resulting in a capitalization level of 8.29%, which is average.