The Coca-Cola Company Family Credit Union

The Coca-Cola Company Family Credit Union is headquartered in Atlanta and is the 18^st largest credit union in the state of Georgia. It is also the 1,009^th largest credit union in the nation. It was established in 1965 and as of December of 2011, it had grown to 43 employees and 12,973 members. The Coca-Cola Company Family Credit Union has a 3-star health rating.

The Coca-Cola Company Family Credit Union Checking Account Rates

The Coca-Cola Company Family Credit Union Savings Account Rates

The Coca-Cola Company Family Credit Union Money Market Rates

The Coca-Cola Company Family Credit Union IRA Rates

Data for Q4 2011

Institution Statistics THE COCA-COLA COMPANY FAMILY NCUA # 17017 BankRate Report View Year Chartered 1965 Employees 43 Primary Regulator Assets and Liabilities Assets $159.65 million Loans $93.61 million Deposits $143.49 million Equity Capital $12.96 million Loan Loss Allowance $1.62 million Unbacked Noncurrent Loans $1.57 million Historic Data - December 2010 Assets $159.26 million Equity Capital $12.17 million Loan Loss Allowance $1.35 million Unbacked Noncurrent Loans $1.19 million Profit Margin - Quarterly Net Interest Margin 5.12% Return on Assets 0.4% Return on Equity 4.88% Interest Income $5.57 million Non-Interest Income $1.57 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 The Coca-Cola Company Family Credit Union had $1.57 million in non-current loans and owned real-estate with $14.57 million in equity and loan loss allowances on hand to cover it. This gives The Coca-Cola Company Family Credit Union a Texas Ratio of 10.79% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Coca-Cola Company Family Credit Union held steady from 8.78% as of December 31, 2010 to 10.79% as of December 31, 2011, resulting in a negative change of 22.98%. This indicates that the balance sheet and financial strength for The Coca-Cola Company Family Credit Union has held steady in recent periods. Deposit Growth In the past year, The Coca-Cola Company Family Credit Union has decreased its total deposits by -$1.89 million, resulting in -1.3% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Coca-Cola Company Family Credit Union has shown is below average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Coca-Cola Company Family Credit Union has $159.65 million in assets with $14.57 million in equity, resulting in a capitalization level of 9.13%, which is average.

No reviews have been left for this bank yet. Be the first to review.