The First National Bank of Nash

The First National Bank of Nash Locations
107 South Main Street
Nash, OK 73761



The First National Bank of Nash is headquartered in Nash and is the 235th largest bank in the state of Oklahoma. It is also the 7,220th largest bank in the nation. It was established in 1919 and as of March of 2012, it had grown to 4 employees at 1 location. The First National Bank of Nash has a 5-star health rating.


Data for Q1 2012


Institution Statistics


The First National Bank of Nash
FDIC Certificate #4155
BankRate ReportView
Year Established1919
Employees4
Primary RegulatorOCC

Assets and Liabilities

Assets$15.97 million
Loans$4.49 million
Deposits$14.92 million
Equity Capital$1.02 million
Loan Loss Allowance$27,000

Historic Data - March 2011

Assets$12.70 million
Equity Capital$939,000
Loan Loss Allowance$77,000

Profit Margin - Quarterly

Net Interest Margin2.73%
Return on Assets1.62%
Return on Equity25.92%
Interest Income$111,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The First National Bank of Nash had $0 in non-current loans and owned real-estate with $1.05 million in equity and loan loss allowances on hand to cover it. This gives The First National Bank of Nash a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, The First National Bank of Nash has increased its total deposits by $3.19 million, resulting in 27.23% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The First National Bank of Nash has shown is excellent.
Capitalization2
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The First National Bank of Nash has $15.97 million in assets with $1.05 million in equity, resulting in a capitalization level of 6.55%, which is below average.
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