The First National Bank of Santa Fe

The First National Bank of Santa Fe is headquartered in Santa Fe and is the 5^th largest bank in the state of New Mexico. It is also the 891^st largest bank in the nation. It was established in 1870 and as of March of 2012, it had grown to 187 employees at 13 locations. The First National Bank of Santa Fe has a 5-star health rating.

The First National Bank of Santa Fe Money Market Rates

The First National Bank of Santa Fe CD Rates

Data for Q1 2012

Institution Statistics The First National Bank of Santa Fe FDIC Certificate # 2239 BankRate Report View Year Established 1870 Employees 187 Primary Regulator OCC Assets and Liabilities Assets $750.64 million Loans $380.59 million Deposits $668.82 million Equity Capital $78.09 million Loan Loss Allowance $8.21 million Unbacked Noncurrent Loans $4.97 million Real Estate Owned $1.29 million Historic Data - March 2011 Assets $706.11 million Equity Capital $74.58 million Loan Loss Allowance $9.02 million Unbacked Noncurrent Loans $545,000 Real Estate Owned $1.35 million Profit Margin - Quarterly Net Interest Margin 3.32% Return on Assets 0.45% Return on Equity 4.3% Interest Income $6.36 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The First National Bank of Santa Fe had $6.26 million in non-current loans and owned real-estate with $86.3 million in equity and loan loss allowances on hand to cover it. This gives The First National Bank of Santa Fe a Texas Ratio of 7.25% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The First National Bank of Santa Fe held steady from 2.27% as of March 31, 2011 to 7.25% as of March 31, 2012, resulting in a negative change of 219.36%. This indicates that the balance sheet and financial strength for The First National Bank of Santa Fe has held steady in recent periods. Deposit Growth In the past year, The First National Bank of Santa Fe has increased its total deposits by $41.12 million, resulting in 6.55% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The First National Bank of Santa Fe has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The First National Bank of Santa Fe has $750.64 million in assets with $86.3 million in equity, resulting in a capitalization level of 11.50%, which is above average.

No reviews have been left for this bank yet. Be the first to review.