Institution Statistics
| The Haverford Trust Company | | FDIC Certificate # | 26189 | | BankRate Report | View | | Year Established | 1985 | | Employees | 66 | | Primary Regulator | FED |
Assets and Liabilities | | Assets | $125.06 million | | Loans | $61.19 million | | Deposits | $104.02 million | | Equity Capital | $18.67 million | | Loan Loss Allowance | $279,000 |
Historic Data - March 2011 | | Assets | $109.23 million | | Equity Capital | $18.40 million | | Loan Loss Allowance | $319,000 |
Profit Margin - Quarterly | | Net Interest Margin | 1.98% | | Return on Assets | 2.93% | | Return on Equity | 18.25% | | Interest Income | $634,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Haverford Trust Company had $0 in non-current loans and owned real-estate with $18.95 million in equity and loan loss allowances on hand to cover it. This gives The Haverford Trust Company a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, The Haverford Trust Company has increased its total deposits by $15.69 million, resulting in 17.76% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Haverford Trust Company has shown is excellent. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Haverford Trust Company has $125.06 million in assets with $18.95 million in equity, resulting in a capitalization level of 15.15%, which is excellent. |
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