The Maries County Bank

The Maries County Bank is headquartered in Vienna and is the 65^th largest bank in the state of Missouri. It is also the 1,901^st largest bank in the nation. It was established in 1900 and as of March of 2012, it had grown to 94 employees at 8 locations. The Maries County Bank has a 5-star health rating.

The Maries County Bank Routing Number: 081512407

Data for Q1 2012

Institution Statistics The Maries County Bank FDIC Certificate # 8576 BankRate Report View Year Established 1900 Employees 94 Primary Regulator FDIC Assets and Liabilities Assets $345.75 million Loans $177.75 million Deposits $287.75 million Equity Capital $40.79 million Loan Loss Allowance $3.36 million Unbacked Noncurrent Loans $1.60 million Real Estate Owned $1.22 million Historic Data - March 2011 Assets $324.46 million Equity Capital $34.52 million Loan Loss Allowance $2.72 million Unbacked Noncurrent Loans $1.85 million Real Estate Owned $1.28 million Profit Margin - Quarterly Net Interest Margin 3.93% Return on Assets 0.98% Return on Equity 8.17% Interest Income $3.96 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Maries County Bank had $2.82 million in non-current loans and owned real-estate with $44.15 million in equity and loan loss allowances on hand to cover it. This gives The Maries County Bank a Texas Ratio of 6.38% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Maries County Bank decreased slightly from 8.41% as of March 31, 2011 to 6.38% as of March 31, 2012, resulting in a positive change of 24.05%.This indicates that the balance sheet and financial strength for The Maries County Bank has improved slightly in recent periods. Deposit Growth In the past year, The Maries County Bank has increased its total deposits by $14.24 million, resulting in 5.21% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Maries County Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Maries County Bank has $345.75 million in assets with $44.15 million in equity, resulting in a capitalization level of 12.77%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.