The Morris Plan Company of Terre Haute, Inc.

The Morris Plan Company of Terre Haute, Inc. is headquartered in Terre Haute and is the 118^st largest bank in the state of Indiana. It is also the 5,633^rd largest bank in the nation. It was established in 1962 and as of March of 2012, it had grown to 23 employees at 1 location. The Morris Plan Company of Terre Haute, Inc. has a 5-star health rating.

Data for Q1 2012

Institution Statistics The Morris Plan Company of Terre Haute, Inc. FDIC Certificate # 32907 BankRate Report View Year Established 1962 Employees 23 Primary Regulator FDIC Assets and Liabilities Assets $74.98 million Loans $60.11 million Deposits $57.86 million Equity Capital $14.16 million Loan Loss Allowance $3.09 million Unbacked Noncurrent Loans $1.01 million Real Estate Owned $174,000 Historic Data - March 2011 Assets $65.39 million Equity Capital $11.20 million Loan Loss Allowance $3.36 million Unbacked Noncurrent Loans $715,000 Real Estate Owned $249,000 Profit Margin - Quarterly Net Interest Margin 12.74% Return on Assets 4.1% Return on Equity 21.85% Interest Income $2.39 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Morris Plan Company of Terre Haute, Inc. had $1.18 million in non-current loans and owned real-estate with $17.25 million in equity and loan loss allowances on hand to cover it. This gives The Morris Plan Company of Terre Haute, Inc. a Texas Ratio of 6.85% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Morris Plan Company of Terre Haute, Inc. held steady from 6.62% as of March 31, 2011 to 6.85% as of March 31, 2012, resulting in a negative change of 3.45%. This indicates that the balance sheet and financial strength for The Morris Plan Company of Terre Haute, Inc. has held steady in recent periods. Deposit Growth In the past year, The Morris Plan Company of Terre Haute, Inc. has increased its total deposits by $8.03 million, resulting in 16.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Morris Plan Company of Terre Haute, Inc. has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Morris Plan Company of Terre Haute, Inc. has $74.98 million in assets with $17.25 million in equity, resulting in a capitalization level of 23.00%, which is excellent.

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