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312-630-6000
50 South Lasalle Street
Chicago, IL 60603

The Northern Trust Company is headquartered in Chicago and is the largest bank in the state of Illinois. It is also the 21st largest bank in the nation. It was established in 1889 and as of March of 2014, it had grown to 14,654 employees at 77 locations. The Northern Trust Company has a B+ health rating.

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Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 The Northern Trust Company had $281.98 million in non-current loans and owned real-estate with $7.48 billion in equity and loan loss allowances on hand to cover it. This gives The Northern Trust Company a Texas Ratio of 3.77% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for The Northern Trust Company experienced no significant changes from 3.63% as of March 31, 2013 to 3.77% as of March 31, 2014, resulting in a negative change of 3.90%. This indicates that the balance sheet and financial strength for The Northern Trust Company has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, The Northern Trust Company has increased its total deposits by $10.07 billion, resulting in 13.02% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Northern Trust Company has shown is excellent.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Northern Trust Company has $103.5 billion in assets with $7.48 billion in equity, resulting in a capitalization level of 7.22%, which is below average.

Institution Statistics

Overall
FDIC Certificate #913
Year Established1889
Employees14654
Primary RegulatorFED
Assets and Liabilities
Assets$103.50 billion
Loans$29.38 billion
Deposits$87.47 billion
Equity Capital$7.20 billion
Loan Loss Allowance$279.21 million
Unbacked Noncurrent Loans$272.20 million
Real Estate Owned$9.78 million
Historic Data - March 2013
Assets$92.82 billion
Equity Capital$7.23 billion
Loan Loss Allowance$294.14 million
Unbacked Noncurrent Loans$272.20 million
Real Estate Owned$10.53 million
Profit Margin - Quarterly
Net Interest Margin1.11%
Return on Assets0.74%
Return on Equity10.62%
Interest Income$295.38 million
Rates

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Locations

The Northern Trust Company has 71 locations. Click to view all The Northern Trust Company locations.