The Poplar Grove State Bank

The Poplar Grove State Bank is headquartered in Poplar Grove and is the 397^th largest bank in the state of Illinois. It is also the 5,565^th largest bank in the nation. It was established in 1946 and as of March of 2012, it had grown to 12 employees at 2 locations. The Poplar Grove State Bank has a 4-star health rating.

The Poplar Grove State Bank Checking Account Rates

The Poplar Grove State Bank Savings Account Rates

The Poplar Grove State Bank Money Market Rates

The Poplar Grove State Bank CD Rates

The Poplar Grove State Bank IRA Rates

Data for Q1 2012

Institution Statistics The Poplar Grove State Bank FDIC Certificate # 16483 BankRate Report View Year Established 1946 Employees 12 Primary Regulator FDIC Assets and Liabilities Assets $77.30 million Loans $30.74 million Deposits $59.59 million Equity Capital $16.74 million Loan Loss Allowance $515,000 Unbacked Noncurrent Loans $961,000 Real Estate Owned $1.12 million Historic Data - March 2011 Assets $76.14 million Equity Capital $15.39 million Loan Loss Allowance $527,000 Unbacked Noncurrent Loans $1.46 million Real Estate Owned $1.24 million Profit Margin - Quarterly Net Interest Margin 3.66% Return on Assets 1.12% Return on Equity 5.12% Interest Income $711,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Poplar Grove State Bank had $2.08 million in non-current loans and owned real-estate with $17.25 million in equity and loan loss allowances on hand to cover it. This gives The Poplar Grove State Bank a Texas Ratio of 12.07% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Poplar Grove State Bank decreased slightly from 16.94% as of March 31, 2011 to 12.07% as of March 31, 2012, resulting in a positive change of 28.74%.This indicates that the balance sheet and financial strength for The Poplar Grove State Bank has improved slightly in recent periods. Deposit Growth In the past year, The Poplar Grove State Bank has decreased its total deposits by $-3,000, resulting in -0.01% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Poplar Grove State Bank has shown is average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Poplar Grove State Bank has $77.3 million in assets with $17.25 million in equity, resulting in a capitalization level of 22.32%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.