The Private Bank of California

The Private Bank of California is headquartered in Los Angeles and is the 67^th largest bank in the state of California. It is also the 1,033^rd largest bank in the nation. It was established in 2005 and as of March of 2012, it had grown to 76 employees at 2 locations. The Private Bank of California has a 5-star health rating.

The Private Bank of California Routing Number: 122244139

Data for Q1 2012

Institution Statistics The Private Bank of California FDIC Certificate # 58099 BankRate Report View Year Established 2005 Employees 76 Primary Regulator FDIC Assets and Liabilities Assets $640.92 million Loans $313.92 million Deposits $569.30 million Equity Capital $49.63 million Loan Loss Allowance $5.79 million Unbacked Noncurrent Loans $2.75 million Historic Data - March 2011 Assets $462.30 million Equity Capital $40.35 million Loan Loss Allowance $3.89 million Unbacked Noncurrent Loans $152,000 Profit Margin - Quarterly Net Interest Margin 2.93% Return on Assets 0.31% Return on Equity 3.83% Interest Income $4.77 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Private Bank of California had $2.75 million in non-current loans and owned real-estate with $55.42 million in equity and loan loss allowances on hand to cover it. This gives The Private Bank of California a Texas Ratio of 4.96% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Private Bank of California held steady from 0.34% as of March 31, 2011 to 4.96% as of March 31, 2012, resulting in a negative change of 1,343.83%. This indicates that the balance sheet and financial strength for The Private Bank of California has held steady in recent periods. Deposit Growth In the past year, The Private Bank of California has increased its total deposits by $184.29 million, resulting in 47.87% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Private Bank of California has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Private Bank of California has $640.92 million in assets with $55.42 million in equity, resulting in a capitalization level of 8.65%, which is average.

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