The Stock Exchange Bank, Caldwell, Kansas

The Stock Exchange Bank, Caldwell, Kansas is headquartered in Caldwell and is the 227^th largest bank in the state of Kansas. It is also the 6,538^th largest bank in the nation. It was established in 1881 and as of March of 2012, it had grown to 12 employees at 2 locations. The Stock Exchange Bank, Caldwell, Kansas has a 5-star health rating.

The Stock Exchange Bank, Caldwell, Kansas Checking Account Rates

The Stock Exchange Bank, Caldwell, Kansas Savings Account Rates

The Stock Exchange Bank, Caldwell, Kansas Money Market Rates

The Stock Exchange Bank, Caldwell, Kansas CD Rates

The Stock Exchange Bank, Caldwell, Kansas IRA Rates

Data for Q1 2012

Institution Statistics The Stock Exchange Bank, Caldwell, Kansas FDIC Certificate # 15784 BankRate Report View Year Established 1881 Employees 12 Primary Regulator FED Assets and Liabilities Assets $44.08 million Loans $14.27 million Deposits $40.44 million Equity Capital $3.50 million Loan Loss Allowance $276,000 Historic Data - March 2011 Assets $37.99 million Equity Capital $3.30 million Loan Loss Allowance $283,000 Unbacked Noncurrent Loans $13,000 Profit Margin - Quarterly Net Interest Margin 2.75% Return on Assets -0.15% Return on Equity -1.83% Interest Income $336,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Stock Exchange Bank, Caldwell, Kansas had $0 in non-current loans and owned real-estate with $3.78 million in equity and loan loss allowances on hand to cover it. This gives The Stock Exchange Bank, Caldwell, Kansas a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, The Stock Exchange Bank, Caldwell, Kansas has increased its total deposits by $5.78 million, resulting in 16.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Stock Exchange Bank, Caldwell, Kansas has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Stock Exchange Bank, Caldwell, Kansas has $44.08 million in assets with $3.78 million in equity, resulting in a capitalization level of 8.57%, which is average.

No reviews have been left for this bank yet. Be the first to review.