The Tipton Latham Bank, National Association

The Tipton Latham Bank, National Association is headquartered in Tipton and is the 201^st largest bank in the state of Missouri. It is also the 4,993^rd largest bank in the nation. It was established in 1906 and as of March of 2012, it had grown to 17 employees at 2 locations. The Tipton Latham Bank, National Association has a 5-star health rating.

The Tipton Latham Bank, National Association Checking Account Rates

The Tipton Latham Bank, National Association Savings Account Rates

The Tipton Latham Bank, National Association Money Market Rates

The Tipton Latham Bank, National Association CD Rates

The Tipton Latham Bank, National Association IRA Rates

Data for Q1 2012

Institution Statistics The Tipton Latham Bank, National Association FDIC Certificate # 1941 BankRate Report View Year Established 1906 Employees 17 Primary Regulator OCC Assets and Liabilities Assets $98.36 million Loans $58.34 million Deposits $82.94 million Equity Capital $10.51 million Loan Loss Allowance $1.26 million Unbacked Noncurrent Loans $326,000 Real Estate Owned $88,000 Historic Data - March 2011 Assets $95.28 million Equity Capital $9.68 million Loan Loss Allowance $1.02 million Unbacked Noncurrent Loans $260,000 Real Estate Owned $26,000 Profit Margin - Quarterly Net Interest Margin 3.6% Return on Assets 1.15% Return on Equity 10.53% Interest Income $1.03 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Tipton Latham Bank, National Association had $414,000 in non-current loans and owned real-estate with $11.77 million in equity and loan loss allowances on hand to cover it. This gives The Tipton Latham Bank, National Association a Texas Ratio of 3.52% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Tipton Latham Bank, National Association held steady from 2.67% as of March 31, 2011 to 3.52% as of March 31, 2012, resulting in a negative change of 31.68%. This indicates that the balance sheet and financial strength for The Tipton Latham Bank, National Association has held steady in recent periods. Deposit Growth In the past year, The Tipton Latham Bank, National Association has increased its total deposits by $3.75 million, resulting in 4.74% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Tipton Latham Bank, National Association has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Tipton Latham Bank, National Association has $98.36 million in assets with $11.77 million in equity, resulting in a capitalization level of 11.96%, which is above average.

No reviews have been left for this bank yet. Be the first to review.