4093 Barrancas Avenue
Pensacola, FL 32507
(850) 455-7351
www.warringtonbank.com



The Warrington Bank is headquartered in Pensacola and is the 197th largest bank in the state of Florida. It is also the 5,410st largest bank in the nation. It was established in 1953 and as of March of 2012, it had grown to 17 employees at 2 locations. The Warrington Bank has a 5-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

The Warrington Bank Checking Account Rates

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0.05%--NOW Account

The Warrington Bank Savings Account Rates

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0.10%--Regular Savings Account

The Warrington Bank Money Market Rates

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0.15%$2,500-Money Market Deposit Account

The Warrington Bank CD Rates

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0.50%--12 Month CD
0.30%--6 Month CD
0.30%--91 Day Jumbo CD
0.15%--91 Day CD

The Warrington Bank IRA Rates

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0.50%--IRA Account

Rates updated: 5/27/2012

Data for Q1 2012


Institution Statistics


The Warrington Bank
FDIC Certificate #17193
BankRate ReportView
Year Established1953
Employees17
Primary RegulatorFDIC

Assets and Liabilities

Assets$82.67 million
Loans$24.94 million
Deposits$68.18 million
Equity Capital$14.44 million
Loan Loss Allowance$158,000

Historic Data - March 2011

Assets$71.02 million
Equity Capital$14.20 million
Loan Loss Allowance$142,000

Profit Margin - Quarterly

Net Interest Margin2.56%
Return on Assets0.16%
Return on Equity0.89%
Interest Income$483,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Warrington Bank had $0 in non-current loans and owned real-estate with $14.6 million in equity and loan loss allowances on hand to cover it. This gives The Warrington Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, The Warrington Bank has increased its total deposits by $11.43 million, resulting in 20.15% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Warrington Bank has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Warrington Bank has $82.67 million in assets with $14.6 million in equity, resulting in a capitalization level of 17.66%, which is excellent.
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