The Yukon National Bank

The Yukon National Bank is headquartered in Yukon and is the 82^nd largest bank in the state of Oklahoma. It is also the 3,400^th largest bank in the nation. It was established in 1912 and as of March of 2012, it had grown to 77 employees at 5 locations. The Yukon National Bank has a 3-star health rating.

Data for Q1 2012

Institution Statistics The Yukon National Bank FDIC Certificate # 4235 BankRate Report View Year Established 1912 Employees 77 Primary Regulator OCC Assets and Liabilities Assets $179.42 million Loans $104.46 million Deposits $161.97 million Equity Capital $17.09 million Loan Loss Allowance $1.06 million Unbacked Noncurrent Loans $2.71 million Real Estate Owned $411,000 Historic Data - March 2011 Assets $216.78 million Equity Capital $15.37 million Loan Loss Allowance $1.01 million Unbacked Noncurrent Loans $2.08 million Real Estate Owned $536,000 Profit Margin - Quarterly Net Interest Margin 3.75% Return on Assets 0.55% Return on Equity 5.8% Interest Income $1.68 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The Yukon National Bank had $3.12 million in non-current loans and owned real-estate with $18.15 million in equity and loan loss allowances on hand to cover it. This gives The Yukon National Bank a Texas Ratio of 17.21% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for The Yukon National Bank held steady from 15.96% as of March 31, 2011 to 17.21% as of March 31, 2012, resulting in a negative change of 7.83%. This indicates that the balance sheet and financial strength for The Yukon National Bank has held steady in recent periods. Deposit Growth In the past year, The Yukon National Bank has decreased its total deposits by -$39.16 million, resulting in -19.47% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The Yukon National Bank has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The Yukon National Bank has $179.42 million in assets with $18.15 million in equity, resulting in a capitalization level of 10.12%, which is above average.

No reviews have been left for this bank yet. Be the first to review.