Tomahawk Community Bank S.S.B.

Tomahawk Community Bank S.S.B. Locations
15 East Wisconsin Avenue
Tomahawk, WI 54487
www.tomahawkcommunitybank.com



Tomahawk Community Bank S.S.B. is headquartered in Tomahawk and is the 211st largest bank in the state of Wisconsin. It is also the 5,567th largest bank in the nation. It was established in 1920 and as of March of 2012, it had grown to 26 employees at 1 location. Tomahawk Community Bank S.S.B. has a 4-star health rating.


Data for Q1 2012


Institution Statistics


Tomahawk Community Bank S.S.B.
FDIC Certificate #30516
BankRate ReportView
Year Established1920
Employees26
Primary RegulatorFDIC

Assets and Liabilities

Assets$77.29 million
Loans$46.66 million
Deposits$67.38 million
Equity Capital$8.61 million
Loan Loss Allowance$1.47 million
Unbacked Noncurrent Loans$2.16 million
Real Estate Owned$616,000

Historic Data - March 2011

Assets$74.28 million
Equity Capital$7.97 million
Loan Loss Allowance$1.51 million
Unbacked Noncurrent Loans$1.03 million
Real Estate Owned$276,000

Profit Margin - Quarterly

Net Interest Margin4.01%
Return on Assets0.47%
Return on Equity4.34%
Interest Income$731,000

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Tomahawk Community Bank S.S.B. had $2.78 million in non-current loans and owned real-estate with $10.08 million in equity and loan loss allowances on hand to cover it. This gives Tomahawk Community Bank S.S.B. a Texas Ratio of 27.54% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend2
The Texas Ratio for Tomahawk Community Bank S.S.B. increased slightly from 13.73% as of March 31, 2011 to 27.54% as of March 31, 2012, resulting in a negative change of 100.60%. This indicates that the balance sheet and financial strength for Tomahawk Community Bank S.S.B. has declined slightly in recent periods.
Deposit Growth4
In the past year, Tomahawk Community Bank S.S.B. has increased its total deposits by $2.49 million, resulting in 3.84% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Tomahawk Community Bank S.S.B. has shown is above average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Tomahawk Community Bank S.S.B. has $77.29 million in assets with $10.08 million in equity, resulting in a capitalization level of 13.05%, which is excellent.
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