Topeka Police Credit Union

Topeka Police Credit Union is headquartered in Topeka and is the 60^th largest credit union in the state of Kansas. It is also the 5,177^th largest credit union in the nation. It was established in 1952 and as of December of 2011, it had grown to 2 employees and 1,198 members. Topeka Police Credit Union's savings rates are 2X the national average, and it has a 4-star health rating.

Topeka Police Credit Union Routing Number: 301179876

Topeka Police Credit Union Checking Account Rates

Topeka Police Credit Union Savings Account Rates

Topeka Police Credit Union CD Rates

Topeka Police Credit Union IRA Rates

Data for Q4 2011

Institution Statistics TOPEKA POLICE NCUA # 67785 BankRate Report View Year Chartered 1952 Employees 2 Primary Regulator Assets and Liabilities Assets $6.76 million Loans $5.03 million Deposits $5.81 million Equity Capital $949,000 Loan Loss Allowance $58,000 Unbacked Noncurrent Loans $125,000 Historic Data - December 2010 Assets $5.95 million Equity Capital $917,000 Loan Loss Allowance $44,000 Unbacked Noncurrent Loans $17,000 Profit Margin - Quarterly Net Interest Margin 5.98% Return on Assets 0.46% Return on Equity 3.27% Interest Income $374,000 Non-Interest Income $31,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Topeka Police Credit Union had $125,000 in non-current loans and owned real-estate with $1.01 million in equity and loan loss allowances on hand to cover it. This gives Topeka Police Credit Union a Texas Ratio of 12.41% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Topeka Police Credit Union increased slightly from 1.77% as of December 31, 2010 to 12.41% as of December 31, 2011, resulting in a negative change of 601.71%. This indicates that the balance sheet and financial strength for Topeka Police Credit Union has declined slightly in recent periods. Deposit Growth In the past year, Topeka Police Credit Union has increased its total deposits by $781,000, resulting in 15.55% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Topeka Police Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Topeka Police Credit Union has $6.76 million in assets with $1.01 million in equity, resulting in a capitalization level of 14.90%, which is excellent.

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