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Overview / Commentary
770-407-6700
3651 Old Milton Parkway
Alpharetta, GA 30005

Touchmark National Bank is headquartered in Alpharetta and is the 116st largest bank in the state of Georgia. It is also the 3,985th largest bank in the nation. It was established in 2008 and as of March of 2014, it had grown to 20 employees at 1 location. Touchmark National Bank's money market rates are 25% higher than the national average, and it boasts a A+ health rating.

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Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Touchmark National Bank had $2.66 million in non-current loans and owned real-estate with $28.68 million in equity and loan loss allowances on hand to cover it. This gives Touchmark National Bank a Texas Ratio of 9.29% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A

The Texas Ratio for Touchmark National Bank decreased dramatically from 15.40% as of March 31, 2013 to 9.29% as of March 31, 2014, resulting in a positive change of 39.66%.This indicates that the balance sheet and financial strength for Touchmark National Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Touchmark National Bank has increased its total deposits by $19.21 million, resulting in 25.35% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Touchmark National Bank has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Touchmark National Bank has $135.02 million in assets with $28.68 million in equity, resulting in a capitalization level of 21.24%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #58687
Year Established2008
Employees20
Primary RegulatorOCC
Assets and Liabilities
Assets$135.02 million
Loans$90.95 million
Deposits$94.99 million
Equity Capital$27.21 million
Loan Loss Allowance$1.47 million
Unbacked Noncurrent Loans$1.06 million
Real Estate Owned$1.61 million
Historic Data - March 2013
Assets$120.68 million
Equity Capital$27.01 million
Loan Loss Allowance$1.54 million
Unbacked Noncurrent Loans$1.06 million
Real Estate Owned$3.86 million
Profit Margin - Quarterly
Return on Assets0.87%
Return on Equity4.31%
Interest Income$1.32 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Touchmark National Bank, we are a rate comparison website and can not provide official rates or promotions.

Touchmark National Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.30%$100-Personal Savings
0.30%$100-Business Savings

Touchmark National Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.55%$250k-Business Money Market
0.50%$250k-Personal Money Market

Touchmark National Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$25k-Gold Checking
0.05%$2,500-Business Interest Checking

Touchmark National Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.40%$100k-60 Month Jumbo CD
1.40%$100k-Business 60 Month Jumbo CD
1.35%$1k-60 Month CD
1.35%$1k-Business 60 Month CD
1.20%$100k-48 Month Jumbo CD
1.20%$100k-Business 48 Month Jumbo CD
1.15%$1k-48 Month CD
1.15%$1k-Business 48 Month CD
1.05%$100k-36 Month Jumbo CD
1.05%$100k-Business 36 Month Jumbo CD
1.00%$1k-36 Month CD
1.00%$1k-Business 36 Month CD
0.95%$100k-24 Month Jumbo CD
0.95%$100k-Business 24 Month Jumbo CD
0.90%$1k-24 Month CD
0.90%$1k-Business 24 Month CD
0.85%$100k-18 Month Jumbo CD
0.85%$100k-Business 18 Month Jumbo CD
0.80%$1k-18 Month CD
0.80%$100k-12 Month Jumbo CD
0.80%$100k-Business 12 Month Jumbo CD
0.80%$1k-Business 18 Month CD
0.75%$1k-12 Month CD
0.75%$1k-Business 12 Month CD
0.50%$100k-6 Month Jumbo CD
0.50%$100k-Business 6 Month Jumbo CD
0.45%$1k-6 Month CD
0.45%$1k-Business 6 Month CD
0.40%$100k-3 Month Jumbo CD
0.40%$100k-Business 3 Month Jumbo CD
0.35%$1k-3 Month CD
0.35%$1k-Business 3 Month CD
0.15%$1k-7 - 89 Day CD
0.15%$100k-7 - 89 Day Jumbo CD
0.15%$1k-Business 7 - 89 Day CD
0.15%$100k-Business 7 - 89 Day Jumbo CD

Touchmark National Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.40%$100k-60 Month Jumbo IRA
1.35%$1k-60 Month IRA
1.20%$100k-48 Month Jumbo IRA
1.15%$1k-48 Month IRA
1.05%$100k-36 Month Jumbo IRA
1.00%$1k-36 Month IRA
0.95%$100k-24 Month Jumbo IRA
0.90%$1k-24 Month IRA
0.85%$100k-18 Month Jumbo IRA
0.80%$100k-12 Month Jumbo IRA
0.80%$1k-18 Month IRA
0.75%$1k-12 Month IRA
Locations


Touchmark National Bank Locations
Touchmark National Bank3651 Old Milton ParkwayAlpharetta, GA 30005