Town & Country Bank Midwest

Town & Country Bank Midwest is headquartered in La Belle and is the 324^th largest bank in the state of Missouri. It is also the 7,116^st largest bank in the nation. It was established in 1945 and as of March of 2012, it had grown to 6 employees at 1 location. Town & Country Bank Midwest has a 5-star health rating.

Town & Country Bank Midwest Routing Number: 081518223

Data for Q1 2012

Institution Statistics Town & Country Bank Midwest FDIC Certificate # 16327 BankRate Report View Year Established 1945 Employees 6 Primary Regulator FDIC Assets and Liabilities Assets $22.91 million Loans $14.51 million Deposits $20.44 million Equity Capital $2.43 million Loan Loss Allowance $301,000 Unbacked Noncurrent Loans $151,000 Historic Data - March 2011 Assets $21.44 million Equity Capital $2.32 million Loan Loss Allowance $315,000 Unbacked Noncurrent Loans $71,000 Profit Margin - Quarterly Net Interest Margin 4.84% Return on Assets 1.3% Return on Equity 12.38% Interest Income $248,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Town & Country Bank Midwest had $151,000 in non-current loans and owned real-estate with $2.73 million in equity and loan loss allowances on hand to cover it. This gives Town & Country Bank Midwest a Texas Ratio of 5.54% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Town & Country Bank Midwest held steady from 2.69% as of March 31, 2011 to 5.54% as of March 31, 2012, resulting in a negative change of 105.81%. This indicates that the balance sheet and financial strength for Town & Country Bank Midwest has held steady in recent periods. Deposit Growth In the past year, Town & Country Bank Midwest has increased its total deposits by $1.38 million, resulting in 7.22% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Town & Country Bank Midwest has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Town & Country Bank Midwest has $22.91 million in assets with $2.73 million in equity, resulting in a capitalization level of 11.90%, which is above average.

No reviews have been left for this bank yet. Be the first to review.