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800-877-8328
1 Travis Way
Vacaville, CA 95687

Travis Credit Union is headquartered in Vacaville and is the 13st largest credit union in the state of California. It is also the 68th largest credit union in the nation. It was established in 1951 and as of December of 2013, it had grown to 465 employees and 161,466 members. Travis Credit Union's savings rates are 8X the national average, and it boasts a A+ health rating.

Field of Membership Restrictions

Must live, work or attend school in Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma or Stanislaus County. Also open to military and civilian personnel of Travis Air Force Base. - See Details

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Health

Data for Q4 2013

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Travis Credit Union had $12.4 million in non-current loans and owned real-estate with $246.47 million in equity and loan loss allowances on hand to cover it. This gives Travis Credit Union a Texas Ratio of 5.03% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Travis Credit Union decreased slightly from 5.93% as of December 31, 2012 to 5.03% as of December 31, 2013, resulting in a positive change of 15.19%.This indicates that the balance sheet and financial strength for Travis Credit Union has improved slightly in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Travis Credit Union has increased its total deposits by $109.48 million, resulting in 6.14% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Travis Credit Union has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Travis Credit Union has $2.14 billion in assets with $246.47 million in equity, resulting in a capitalization level of 11.49%, which is excellent.

Institution Statistics

Overall
NCUA #68429
Year Chartered1951
Employees465
Primary Regulator
Assets and Liabilities
Assets$2.14 billion
Loans$1.09 billion
Deposits$1.89 billion
Equity Capital$234.88 million
Loan Loss Allowance$11.59 million
Unbacked Noncurrent Loans$8.59 million
Real Estate Owned$3.80 million
Historic Data - December 2012
Assets$2.03 billion
Equity Capital$228.55 million
Loan Loss Allowance$17.27 million
Unbacked Noncurrent Loans$8.59 million
Real Estate Owned$5.21 million
Profit Margin - Quarterly
Net Interest Margin5.38%
Return on Assets1.21%
Return on Equity11.08%
Interest Income$68.85 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Travis Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Travis Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
4.00%-$500Ultimate Rewards Package Account
0.25%$100-Health Savings Account
0.05%$100-Business Share Account
0.05%$100-Prime Share Account
0.05%$100-Target Share Savings Account
0.05%$200-IRA Savings Account
0.05%$200-Coverdell Educational Savings Account
0.05%$200-Roth IRA Savings Account
0.05%$200-SEP IRA Savings Account

Travis Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.30%$100k-Business Jumbo Money Market Account
0.30%$100k-Jumbo Money Market Account
0.25%$75k-Business Premiere Plus Money Market Account
0.25%$75k-Premiere Plus Money Market Account
0.20%$50k-Business Premiere Money Market Account
0.20%$50k-Premiere Money Market Account
0.15%$75k-Business Flexible Money Market Account
0.15%$75k-Flexible Money Market Account
0.10%$25k-Business Sterling Money Market Account
0.10%$25k-Sterling Money Market Account

Travis Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.15%$50k-Investor Checking Account
0.05%$500-Better Business Dividend Checking Account
0.05%$500-Dividend Checking Account
0.05%$500-Silver Wings Checking Account
0.00%$100-Free Business Checking Account
0.00%$100-Free Non Profit Business Checking Account
0.00%$100-Better Business Checking Account
0.00%$100-Analyzed Business Checking Account
0.00%$50-Free Checking Account

Travis Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.35%$50k-60 Month Laddering Certificate
1.25%$500-Business 60 Month CD
1.25%$500-60 Month Standard CD
1.10%$50k-48 Month Laddering Certificate
1.00%$500-Business 48 Month CD
1.00%$500-48 Month Standard CD
0.80%$50k-36 Month Laddering Certificate
0.70%$500-Business 36 Month CD
0.70%$500-36 Month Standard CD
0.55%$50k-24 Month Laddering Certificate
0.45%$500-Business 24 Month CD
0.45%$500-24 Month Standard CD
0.45%$50k-12 Month Laddering Certificate
0.35%$500-Business 12 Month CD
0.35%$500-12 Month Standard CD
0.25%$500-Business 6 Month CD
0.25%$500-6 Month Standard CD

Travis Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.35%$50k-60 Month Laddering IRA Certificate (Traditional,CESA,Roth,SEP)
1.25%$500-60 Month IRA Certificate (Traditional,CESA,Roth,SEP)
1.10%$50k-48 Month Laddering IRA Certificate (Traditional,CESA,Roth,SEP)
1.00%$500-48 Month IRA Certificate (Traditional,CESA,Roth,SEP)
0.80%$50k-36 Month Laddering IRA Certificate (Traditional,CESA,Roth,SEP)
0.70%$500-36 Month IRA Certificate (Traditional,CESA,Roth,SEP)
0.55%$50k-24 Month Laddering IRA Certificate (Traditional,CESA,Roth,SEP)
0.45%$50k-12 Month Laddering IRA Certificate (Traditional,CESA,Roth,SEP)
0.45%$500-24 Month IRA Certificate (Traditional,CESA,Roth,SEP)
0.35%$500-12 Month IRA Certificate (Traditional,CESA,Roth,SEP)
Locations

Travis Credit Union has 23 locations. Click to view all Travis Credit Union locations.