Tri Valley Bank

Tri Valley Bank is headquartered in Talmage and is the 178^th largest bank in the state of Nebraska. It is also the 6,862^nd largest bank in the nation. It was established in 1884 and as of March of 2012, it had grown to 5 employees at 1 location. Tri Valley Bank's money market rates are 36% higher than the national average, and it boasts a 5-star health rating.

Tri Valley Bank Checking Account Rates

Tri Valley Bank Savings Account Rates

Tri Valley Bank Money Market Rates

Tri Valley Bank CD Rates

Data for Q1 2012

Institution Statistics Tri Valley Bank FDIC Certificate # 10641 BankRate Report View Year Established 1884 Employees 5 Primary Regulator FDIC Assets and Liabilities Assets $33.29 million Loans $25.95 million Deposits $30.62 million Equity Capital $2.61 million Loan Loss Allowance $286,000 Historic Data - March 2011 Assets $26.03 million Equity Capital $2.12 million Loan Loss Allowance $167,000 Profit Margin - Quarterly Net Interest Margin 3.92% Return on Assets 2.07% Return on Equity 26.25% Interest Income $401,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Tri Valley Bank had $0 in non-current loans and owned real-estate with $2.9 million in equity and loan loss allowances on hand to cover it. This gives Tri Valley Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, Tri Valley Bank has increased its total deposits by $6.76 million, resulting in 28.34% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Tri Valley Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Tri Valley Bank has $33.29 million in assets with $2.9 million in equity, resulting in a capitalization level of 8.70%, which is average.

No reviews have been left for this bank yet. Be the first to review.