Institution Statistics
| TRIANGLE INTERESTS % SERVICE CENTER | | NCUA # | 24561 | | BankRate Report | View | | Year Chartered | 1995 | | Employees | 0 | | Primary Regulator | |
Assets and Liabilities | | Assets | $531,000 | | Loans | $63,000 | | Deposits | $483,000 | | Equity Capital | $45,000 |
Historic Data - December 2010 | | Assets | $394,000 | | Equity Capital | $49,000 |
Profit Margin - Quarterly | | Net Interest Margin | 6.49% | | Return on Assets | -0.56% | | Return on Equity | -6.67% | | Interest Income | $9,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Triangle Interests % Service Center Credit Union had $0 in non-current loans and owned real-estate with $45,000 in equity and loan loss allowances on hand to cover it. This gives Triangle Interests % Service Center Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, Triangle Interests % Service Center Credit Union has increased its total deposits by $140,000, resulting in 40.82% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Triangle Interests % Service Center Credit Union has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Triangle Interests % Service Center Credit Union has $531,000 in assets with $45,000 in equity, resulting in a capitalization level of 8.47%, which is average. |
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