Tri-County Bank & Trust Company is headquartered in Roachdale and is the 69th largest bank in the state of Indiana. It is also the 3,144th largest bank in the nation. It was established in 1892 and as of March of 2014, it had grown to 37 employees at 5 locations. Tri-County Bank & Trust Company has a A+ health rating.
My husband and Ihave banked at Tri -County for about ten years. We have always had great service. From everyone we have come in contact with. They treat you like family! I do alot of commuitity service in putnam co. I can always count on Tri County to help! In way shape or form. Iknow I can always count on them for support. Tammy Folck
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Tri-County Bank & Trust Company had $1.1 million in non-current loans and owned real-estate with $23.11 million in equity and loan loss allowances on hand to cover it. This gives Tri-County Bank & Trust Company a Texas Ratio of 4.78% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Tri-County Bank & Trust Company experienced no significant changes from 4.12% as of March 31, 2013 to 4.78% as of March 31, 2014, resulting in a negative change of 16.17%. This indicates that the balance sheet and financial strength for Tri-County Bank & Trust Company has had no significant changes in recent periods.
In the past year, Tri-County Bank & Trust Company has increased its total deposits by $8.14 million, resulting in 5.05% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Tri-County Bank & Trust Company has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Tri-County Bank & Trust Company has $192.09 million in assets with $23.11 million in equity, resulting in a capitalization level of 12.03%, which is excellent.
|FDIC Certificate #||210|
|Assets and Liabilities|
|Equity Capital||$21.96 million|
|Loan Loss Allowance||$1.14 million|
|Unbacked Noncurrent Loans||$908,000|
|Real Estate Owned||$197,000|
|Historic Data - March 2013|
|Equity Capital||$22.45 million|
|Loan Loss Allowance||$1.11 million|
|Unbacked Noncurrent Loans||$908,000|
|Real Estate Owned||$279,000|
|Profit Margin - Quarterly|
|Net Interest Margin||2.72%|
|Return on Assets||0.68%|
|Return on Equity||5.99%|
|Interest Income||$1.40 million|
Always verify rates and promotions with the bank or credit union. We are not Tri-County Bank & Trust Company, we are a rate comparison website and can not provide official rates or promotions.
|0.20%||$2,500||-||Money Market Savings|
|0.20%||$2,500||-||Money Market Checking|
|1.31%||$1k||-||5 Year CD|
|1.15%||$1k||-||4 Year CD|
|0.65%||$1k||-||3 Year CD|
|0.60%||$1k||-||30 Month CD|
|0.45%||$1k||-||2 Year CD|
|0.40%||$1k||-||18 Month CD|
|0.25%||$1k||-||1 Year CD|
|0.20%||$1k||-||6 Month CD|
|0.15%||$1k||-||3 Month CD|
|1.30%||$500||-||5 Year Fixed IRA|
|0.70%||$500||-||18 Month Variable IRA|
|0.45%||$500||-||2 Year Fixed IRA|
|0.25%||$500||-||1 Year Fixed IRA|
|Tri-County Bank & Trust Company Locations|
|South Boulevard Branch||101 East South Boulevard||Crawfordsville, IN 47933|
|Tri-County Bank & Trust Company||18 East Washington Street||Roachdale, IN 46172|
|Bainbridge Branch||203 East Highway 36||Bainbridge, IN 46105|
|Russellville Branch||220 South Harrison Street||Russellville, IN 46175|
|Main Street Crawfordsville Branch||224 East Main Street||Crawfordsville, IN 47933|