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Overview / Commentary
520-881-6262
2500 E 22nd St
Tucson, AZ 85713

Tucson Old Pueblo Credit Union is headquartered in Tucson and is the 19st largest credit union in the state of Arizona. It is also the 1,228th largest credit union in the nation. It was established in 1935 and as of March of 2014, it had grown to 56 employees and 11,647 members. Tucson Old Pueblo Credit Union has a B+ health rating.

Field of Membership Restrictions

Joining Tucson Old Pueblo Credit Union is easy! If you live, work, worship, or attend school in the following zip codes, you are eligible for membership: 85701 through 85750, 85614, 85621, 85628, 85641 and 85648, Oro Valley, Sahuarita, and South Tucson. Even though you must be within these zip codes to begin using our services, you don’t lose the benefits if you move or change employment. - See Details

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Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Tucson Old Pueblo Credit Union had $672,000 in non-current loans and owned real-estate with $10.26 million in equity and loan loss allowances on hand to cover it. This gives Tucson Old Pueblo Credit Union a Texas Ratio of 6.55% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Tucson Old Pueblo Credit Union decreased slightly from 7.87% as of March 31, 2013 to 6.55% as of March 31, 2014, resulting in a positive change of 16.74%.This indicates that the balance sheet and financial strength for Tucson Old Pueblo Credit Union has improved slightly in recent periods.

Deposit Growth

GRADE:
B

In the past year, Tucson Old Pueblo Credit Union has increased its total deposits by $157,000, resulting in 0.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Tucson Old Pueblo Credit Union has shown is above average.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Tucson Old Pueblo Credit Union has $137.07 million in assets with $10.26 million in equity, resulting in a capitalization level of 7.49%, which is below average.

Institution Statistics

Overall
NCUA #66116
Year Chartered1935
Employees56
Primary Regulator
Assets and Liabilities
Assets$137.07 million
Loans$61.25 million
Deposits$127.67 million
Equity Capital$8.77 million
Loan Loss Allowance$1.49 million
Unbacked Noncurrent Loans$551,000
Real Estate Owned$121,000
Historic Data - March 2013
Assets$137.22 million
Equity Capital$9.01 million
Loan Loss Allowance$1.70 million
Unbacked Noncurrent Loans$551,000
Real Estate Owned$342,000
Profit Margin - Quarterly
Net Interest Margin1.26%
Return on Assets-0.21%
Return on Equity-3.28%
Interest Income$994,000
Rates

Sorry, we do not have rate data for Tucson Old Pueblo Credit Union

Locations


Tucson Old Pueblo Credit Union Locations
Branch Office2500 E 22nd StTucson, AZ 857132002
Branch Office177 N Church Ave Ste 100Tucson, AZ 85701-1117
Branch Office9725 E Broadway BlvdTucson, AZ 85748-3214