Tucson Old Pueblo Credit Union

Tucson Old Pueblo Credit Union Locations

2500 E. 22nd St.
Tucson, AZ 85713
(520) 881-6262
www.topcu.org

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Tucson Old Pueblo Credit Union is headquartered in Tucson and is the 19^st largest credit union in the state of Arizona. It is also the 1,206^th largest credit union in the nation. It was established in 1935 and as of December of 2012, it had grown to 58 employees and 12,354 members. Tucson Old Pueblo Credit Union has a 5-star health rating.

Tucson Old Pueblo Credit Union Routing Number: 322174957

4.25% 9-Month CD at an Arizona CU (Tucson Old Pueblo) - 3/21/2008

Tucson Old Pueblo Credit Union is offering a special 4.25% APY 9-month certificate. The minimum deposit is $10,000, and new funds are required.Membership is open to anyone who lives, works, worships or attends school in areas around Tucson, Oro Valley...

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See Rates for: Checking | Savings | Money Market | CD | IRA

Tucson Old Pueblo Credit Union Checking Account Rates

Apy	Min	Max	Product
0.11%	$2,500	-	Gold Checking
0.06%	$2,500	-	Silver Checking
0.01%	$2,500	-	Member Checking

Tucson Old Pueblo Credit Union Savings Account Rates

Apy	Min	Max	Product
0.15%	-	-	Gold IRA Savings
0.15%	-	-	Gold Roth IRA Savings
0.11%	$25	-	Gold Savings
0.11%	-	-	Gold Club Savings
0.11%	$25	-	Gold Youth Savings
0.10%	-	$25k	Silver IRA Savings
0.10%	-	$25k	Silver Roth IRA Savings
0.06%	$25	-	Silver Savings
0.06%	-	-	Silver Club Savings
0.06%	$25	-	Silver Youth Savings
0.05%	$25	-	Member Savings
0.05%	-	-	Member Club Savings
0.05%	$25	-	Member Youth Savings
0.05%	-	$5k	Member IRA Savings
0.05%	-	$5k	Member Roth IRA Savings

Tucson Old Pueblo Credit Union Money Market Rates

Apy	Min	Max	Product
0.15%	$2,500	-	Gold Money Market Savings
0.10%	$2,500	$25k	Silver Money Market Savings
0.05%	$2,500	$5k	Member Money Market Savings

Tucson Old Pueblo Credit Union CD Rates

Apy	Min	Max	Product
0.85%	$1k	-	Gold 5 Year CD
0.80%	$1k	-	Silver 5 Year CD
0.75%	$1k	-	Member 5 Year CD
0.69%	$1k	-	Gold 4 Year CD
0.64%	$1k	-	Silver 4 Year CD
0.59%	$1k	-	Member 4 Year CD
0.48%	$1k	-	Gold 3 Year CD
0.43%	$1k	-	Silver 3 Year CD
0.38%	$1k	-	Member 3 Year CD
0.35%	$1k	-	Gold 2 Year CD
0.30%	$1k	-	Silver 2 Year CD
0.25%	$1k	-	Member 2 Year CD
0.25%	$1k	-	Gold 1 Year CD
0.20%	$1k	-	Silver 1 Year CD
0.20%	$1k	-	Gold 6 Month CD
0.15%	$1k	-	Member 1 Year CD
0.15%	$1k	-	Silver 6 Month CD
0.15%	$500	-	1 Year Gold Piggy Bank Thrift Certificate
0.10%	$1k	-	Member 6 Month CD
0.10%	$500	-	1 Year Silver Piggy Bank Thrift Certificate
0.05%	$500	-	1 Year Member Piggy Bank Thrift Certificate

Tucson Old Pueblo Credit Union IRA Rates

Apy	Min	Max	Product
0.85%	$1k	-	Gold 5 Year IRA
0.85%	$1k	-	Gold 5 Year Roth IRA
0.85%	$1k	-	Gold 5 Year CESA
0.80%	$1k	-	Silver 5 Year IRA
0.80%	$1k	-	Silver 5 Year Roth IRA
0.80%	$1k	-	Silver 5 Year CESA
0.75%	$1k	-	Member 5 Year IRA
0.75%	$1k	-	Member 5 Year Roth IRA
0.75%	$1k	-	Member 5 Year CESA
0.69%	$1k	-	Gold 4 Year IRA
0.69%	$1k	-	Gold 4 Year Roth IRA
0.69%	$1k	-	Gold 4 Year CESA
0.64%	$1k	-	Silver 4 Year IRA
0.64%	$1k	-	Silver 4 Year Roth IRA
0.64%	$1k	-	Silver 4 Year CESA
0.59%	$1k	-	Member 4 Year IRA
0.59%	$1k	-	Member 4 Year Roth IRA
0.59%	$1k	-	Member 4 Year CESA
0.48%	$1k	-	Gold 3 Year IRA
0.48%	$1k	-	Gold 3 Year Roth IRA
0.48%	$1k	-	Gold 3 Year CESA
0.43%	$1k	-	Silver 3 Year IRA
0.43%	$1k	-	Silver 3 Year Roth IRA
0.43%	$1k	-	Silver 3 Year CESA
0.38%	$1k	-	Member 3 Year IRA
0.38%	$1k	-	Member 3 Year Roth IRA
0.38%	$1k	-	Member 3 Year CESA
0.35%	$1k	-	Gold 2 Year IRA
0.35%	$1k	-	Gold 2 Year Roth IRA
0.35%	$1k	-	Gold 2 Year CESA
0.30%	$1k	-	Silver 2 Year IRA
0.30%	$1k	-	Silver 2 Year Roth IRA
0.30%	$1k	-	Silver 2 Year CESA
0.25%	$1k	-	Gold 1 Year IRA
0.25%	$1k	-	Member 2 Year IRA
0.25%	$1k	-	Gold 1 Year Roth IRA
0.25%	$1k	-	Member 2 Year Roth IRA
0.25%	$1k	-	Gold 1 Year CESA
0.25%	$1k	-	Member 2 Year CESA
0.20%	$1k	-	Gold 6 Month IRA
0.20%	$1k	-	Silver 1 Year IRA
0.20%	$1k	-	Gold 6 Month Roth IRA
0.20%	$1k	-	Silver 1 Year Roth IRA
0.20%	$1k	-	Gold 6 Month CESA
0.20%	$1k	-	Silver 1 Year CESA
0.15%	$1k	-	Silver 6 Month IRA
0.15%	$1k	-	Member 1 Year IRA
0.15%	$1k	-	Silver 6 Month Roth IRA
0.15%	$1k	-	Member 1 Year Roth IRA
0.15%	$1k	-	Silver 6 Month CESA
0.15%	$1k	-	Member 1 Year CESA
0.10%	$1k	-	Member 6 Month IRA
0.10%	$1k	-	Member 6 Month Roth IRA
0.10%	$1k	-	Member 6 Month CESA

Rates updated: 5/23/2013

Data for Q4 2012

Institution Statistics

TUCSON OLD PUEBLO
NCUA #	66116
BankRate Report	View
Year Chartered	1935
Employees	58
Primary Regulator
Assets and Liabilities
Assets	$133.29 million
Loans	$68.07 million
Deposits	$123.62 million
Equity Capital	$8.90 million
Loan Loss Allowance	$1.88 million
Unbacked Noncurrent Loans	$400,000
Real Estate Owned	$451,000
Historic Data - December 2011
Assets	$133.53 million
Equity Capital	$9.97 million
Loan Loss Allowance	$1.64 million
Unbacked Noncurrent Loans	$1.96 million
Real Estate Owned	$497,000
Profit Margin - Quarterly
Net Interest Margin	5.63%
Return on Assets	-0.79%
Return on Equity	-11.85%
Interest Income	$4.71 million
Non-Interest Income	$1.45 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Tucson Old Pueblo Credit Union had $851,000 in non-current loans and owned real-estate with $10.78 million in equity and loan loss allowances on hand to cover it. This gives Tucson Old Pueblo Credit Union a Texas Ratio of 7.89% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Tucson Old Pueblo Credit Union decreased significantly from 21.19% as of December 31, 2011 to 7.89% as of December 31, 2012, resulting in a positive change of 62.75%.This indicates that the balance sheet and financial strength for Tucson Old Pueblo Credit Union has improved significantly in recent periods.
Deposit Growth
In the past year, Tucson Old Pueblo Credit Union has increased its total deposits by $2.82 million, resulting in 2.34% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Tucson Old Pueblo Credit Union has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Tucson Old Pueblo Credit Union has $133.29 million in assets with $10.78 million in equity, resulting in a capitalization level of 8.09%, which is average.