Uinta Bank

Uinta Bank is headquartered in Mountain View and is the 28^th largest bank in the state of Wyoming. It is also the 4,910^st largest bank in the nation. It was established in 1919 and as of March of 2012, it had grown to 17 employees at 2 locations. Uinta Bank has a 3-star health rating.

Uinta Bank Routing Number: 102301717

Data for Q1 2012

Institution Statistics Uinta Bank FDIC Certificate # 1167 BankRate Report View Year Established 1919 Employees 17 Primary Regulator FED Assets and Liabilities Assets $101.57 million Loans $34.51 million Deposits $85.28 million Equity Capital $8.37 million Loan Loss Allowance $741,000 Unbacked Noncurrent Loans $1.58 million Historic Data - March 2011 Assets $84.80 million Equity Capital $7.59 million Loan Loss Allowance $723,000 Unbacked Noncurrent Loans $50,000 Profit Margin - Quarterly Net Interest Margin 3.24% Return on Assets 0.69% Return on Equity 8.32% Interest Income $1.04 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Uinta Bank had $1.58 million in non-current loans and owned real-estate with $9.11 million in equity and loan loss allowances on hand to cover it. This gives Uinta Bank a Texas Ratio of 17.32% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Uinta Bank increased slightly from 0.60% as of March 31, 2011 to 17.32% as of March 31, 2012, resulting in a negative change of 2,778.95%. This indicates that the balance sheet and financial strength for Uinta Bank has declined slightly in recent periods. Deposit Growth In the past year, Uinta Bank has increased its total deposits by $13.19 million, resulting in 18.3% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Uinta Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Uinta Bank has $101.57 million in assets with $9.11 million in equity, resulting in a capitalization level of 8.97%, which is average.

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