Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
P.O. Box 160, Cooper Station
New York, NY 10276

Ukrainian National Credit Union is headquartered in NEW YORK and is the 57th largest credit union in the state of New York. It is also the 1,169th largest credit union in the nation. It was established in 1965 and as of December of 2013, it had grown to 24 employees and 6,258 members. Ukrainian National Credit Union's savings rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must be a member of the Ukrainian Orthodox Community. - See Details

No reviews have been left for this bank yet. Be the first to review.


Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Ukrainian National Credit Union had $952,000 in non-current loans and owned real-estate with $14.87 million in equity and loan loss allowances on hand to cover it. This gives Ukrainian National Credit Union a Texas Ratio of 6.40% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Ukrainian National Credit Union experienced no significant changes from 5.59% as of December 31, 2012 to 6.40% as of December 31, 2013, resulting in a negative change of 14.58%. This indicates that the balance sheet and financial strength for Ukrainian National Credit Union has had no significant changes in recent periods.

Deposit Growth


In the past year, Ukrainian National Credit Union has decreased its total deposits by -$2.64 million, resulting in -2.03% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Ukrainian National Credit Union has shown is average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Ukrainian National Credit Union has $142.39 million in assets with $14.87 million in equity, resulting in a capitalization level of 10.45%, which is above average.

Institution Statistics

NCUA #17107
Year Chartered1965
Primary Regulator
Assets and Liabilities
Assets$142.39 million
Loans$79.73 million
Deposits$127.63 million
Equity Capital$14.45 million
Loan Loss Allowance$422,000
Unbacked Noncurrent Loans$952,000
Real Estate Owned$0
Historic Data - December 2012
Assets$145.25 million
Equity Capital$14.70 million
Loan Loss Allowance$412,000
Unbacked Noncurrent Loans$952,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin3.68%
Return on Assets0.34%
Return on Equity3.36%
Interest Income$4.60 million
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Ukrainian National Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Ukrainian National Credit Union Savings Account Rates

1.86%--Passbook IRA Account
0.40%-$1,500kShare Savings

Ukrainian National Credit Union Money Market Rates

0.40%$2,500-Money Market Account

Ukrainian National Credit Union CD Rates

1.51%$1k-60 Month CD
1.16%$1k-48 Month CD
0.95%$1k-36 Month CD
0.90%$1k-24 Month CD
0.80%$1k-18 Month CD
0.75%$1k-14 Month CD
0.70%$1k-12 Month CD
0.45%$1k-6 Month CD
0.40%$1k-3 Month CD

Ukrainian National Credit Union IRA Rates

2.02%--5 Year IRA

Ukrainian National Credit Union Locations
Branch Office215 2nd AveNew York, NY 10003
Branch Office1678 E 17th StBrooklyn, NY 11229
Branch Office35 Main StSouth Bound Brook, NJ 08880
Branch Office691 Roosevelt AveCarteret, NJ 07008